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New Covenant Trust Company, N.A.

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Jeffersonville, IN Under $100M in assets RSSD #2641827 Routing #083050129

Data as of · sourced from FFIEC call reports. How we update

New Covenant Trust Company, N.A. is an FDIC-insured bank headquartered in Jeffersonville, IN. At Q2 2026 it reported total assets of $9.3M, up 4.4% from Q2 2025.

Charter
Bank
Deposit insurance
FDIC
FDIC certificate
Not reported
Headquarters
Jeffersonville, IN
Established
Not reported
Total assets, Q2 2026
$9.3M
Assets vs Q2 2025
+4.4%
Capital ratio
Not reported
Domestic offices
Not reported
Routing number
083050129
Latest call report
Q2 2026, FFIEC 051 · New Covenant Trust Company, N.A. call report
Assets
$9.3M
Deposits
$0
Loans
$0
Equity
$8.6M

New Covenant Trust Company, N.A. is one of the more profitable banks of its size. Its balance sheet stood at $9.3 million at June 30, 2026, up 4.4% from a year earlier; it is based in Jeffersonville, Indiana. It returns 19.8% a year on shareholders' equity, 2.3 times the median of 8.6% for the 583 banks with less than $100 million in assets. It also holds common equity equal to 248.35% of its risk-weighted assets, 11.2 times the median of 22.08% for banks its size.

Earnings jumped: net income for the quarter was $413,000, 72% above the same quarter a year earlier.

As of June 30, 2026, New Covenant Trust Company, N.A. reported a CET1 capital ratio of 248.35%, a return on assets of 17.51% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

From Q1 2026 to Q2 2026, its total assets rose 3.1% to $9.3M. On its Q2 2026 call report, New Covenant Trust Company, N.A. meets every capital ratio test for well capitalized.

Headquarters Profile

Metro Area
Louisville-Jefferson County, KY-IN
Federal Reserve member
—
Federal Reserve district
District 8, St. Louis
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Employees (FTE)
24
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$9.4M
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
2641827

Profitability

Q2 annualized
Return on Assets17.51%YTD 12.59%
Return on Equity19.77%YTD 13.81%
Net Interest Margin3.61%YTD 3.50%

Balance Sheet

Total liabilities$705K
Cash & balances due$2.7M
Securities, available-for-sale$0
Securities, held-to-maturity$100K
Goodwill & intangibles$0

Income Statement

Net income Q2$413K
Net interest income YTD$95K
Total interest income YTD$95K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$4.0M
Total noninterest expense YTD$3.3M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

New Covenant Trust Company, N.A.'s total assets moved between a low of $7.3M (Q3 2023) and a high of $9.3M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$9.3M total assets against $8.9M; $705K total liabilities against $1.4M.

Loans and leases against deposits

$0 net loans and leases against $0; $0 total deposits against $0.

Securities and cash

$4.6M securities against $3.2M; $2.7M cash and balances due against $4.0M.

Interest income against interest expense

$50K total interest income against $51K; $0 total interest expense against $0.

Net interest income

$50K net interest income against $51K.

Noninterest income against noninterest expense

$2.0M total noninterest income against $1.7M; $1.5M total noninterest expense against $1.4M.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

$413K net income against $240K.

Return on assets and net interest margin

17.51% return on assets against 11.70%; 3.61% net interest margin against 3.85%.

CET1 and Tier 1 leverage ratios

248.35% CET1 capital ratio against 133.63%; 90.76% tier 1 leverage ratio against 91.68%.

Inside the full New Covenant Trust Company, N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 3.94% (Q1 2025) to 17.51% (Q2 2026) and its net interest margin ran from 3.39% (Q1 2026) to 5.00% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 248.35% 17.51% — 0.00% 3.61%
Q1 2026 252.09% 7.26% — 0.00% 3.39%
Q4 2025 252.92% 15.07% — 0.00% 4.21%
Q3 2025 218.95% 12.27% — 0.00% 4.25%
Q2 2025 133.63% 11.70% — 0.00% 3.85%
Q1 2025 249.98% 3.94% — 0.00% 4.56%
Q4 2024 249.30% 6.42% — 0.00% 4.62%
Q3 2024 255.58% 9.09% — 0.00% 5.00%

Swipe the table sideways to see every column.

Regulatory record

Facts as filed or published, not a rating.

Not on file
Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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New Covenant Trust Company, N.A.: regulatory capital profile · BankRegReports

Frequently asked about New Covenant Trust Company, N.A.

What are New Covenant Trust Company, N.A.'s total assets?

As of the Q2 2026 filing, New Covenant Trust Company, N.A. reported total assets of $9.3 million in its FFIEC call report.

Where is New Covenant Trust Company, N.A. headquartered?

It is headquartered in Jeffersonville, IN, United States.

What is New Covenant Trust Company, N.A.'s CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 248.35% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

What is New Covenant Trust Company, N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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