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Credit Card Banks in the US

10 FDIC-insured banks are classed as credit card specialists as of June 30, 2026. The largest is Capital One, N.A., with $662.16B in assets, 53% of its loans in credit cards.

Listed: 10 of 10 Financials as of: June 30, 2026 Source: FDIC credit card specialist flag; credit card loan share and assets from FFIEC call reports
# Bank HQ Total assets Credit cards, % of loans ROA Parent
1 Capital One, N.A. McLean, VA $662.16B 53.07% 1.92% Capital One Financial Corp
2 American Express National Bank Sandy, UT $213.95B 65.83% 3.61% American Express Co
3 Synchrony Bank Draper, UT $115.22B 91.93% 3.07% Synchrony Financial
4 Barclays Bank Delaware Wilmington, DE $43.45B 95.42% 3.34% Barclays PLC
5 Comenity Capital Bank Draper, UT $13.86B 94.18% 1.55% —
6 Merrick Bank South Jordan, UT $9.13B 72.37% 1.78% —
7 Comenity Bank Wilmington, DE $7.37B 100.00% 4.57% —
8 Stride Bank, N.A. Enid, OK $5.42B 58.14% 2.19% Central Service Corp
9 Credit One Bank, N.A. Las Vegas, NV $2.44B 100.00% 22.67% —
10 TCM Bank, N.A. Tampa, FL $382.4M 60.78% -1.18% —

About this list

A credit card bank is an FDIC-insured bank whose lending is concentrated in credit cards. The FDIC flags a bank as a credit card specialist when credit cards dominate its lending. The share column shows credit cards as a percent of the bank's own loans. 97 banks have already filed a newer quarter; each bank shows its own latest report, as its profile page does.

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