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Entrebank

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Bloomington, MN $100M to $1B in assets Est. March 21, 2022 FDIC #59287 RSSD #5660146 Routing #091018438 FDIC

Data as of · sourced from FFIEC call reports. How we update

Entrebank is an FDIC-insured commercial bank headquartered in Bloomington, MN, established in 2022 (FDIC certificate 59287), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $527.1M, up 30.3% from Q2 2025, the 49th largest of 221 banks headquartered in Minnesota. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
59287
Headquarters
Bloomington, MN
Established
2022
Total assets, Q2 2026
$527.1M
Assets vs Q2 2025
+30.3%
Tier 1 leverage ratio, Q2 2026
9.61%
Domestic offices
1 FDIC institution directory, current count
Routing number
091018438
Asset rank in state
49th of 221 in Minnesota
Assets
$527.1M
Deposits
$474.3M
Loans
$455.1M
Equity
$48.0M

Entrebank pays more for its money than most banks of its size. It reported $527 million in assets at June 30, 2026, up 30.3% from a year earlier. It pays an average of 3.05% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also grew its loan book 42.0% over the year, 7.7 times the median of 5.5% for banks its size.

Net income for the quarter rose 24% from a year earlier, to $2.1 million. Over the same year, loans grew 42.0% and deposits grew 31.5%. Concentration is the risk to watch: it holds commercial real estate loans worth 2.6 times its capital, about double the median of 1.2 times for banks its size.

As of June 30, 2026, Entrebank reported a return on assets of 1.66%, a nonperforming-loan ratio of 0.03% and a Texas ratio of 0.23%. The figures come from its call report filed with the FFIEC.

Entrebank ranks as the 49th largest of the 221 banks based in Minnesota, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 4.9% to $527.1M, loans rose 5.2% and deposits rose 5.2%. Commercial and industrial loans made up 52.7% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 23.2%. The FDIC Summary of Deposits lists a single office for it, in Bloomington, MN. On its Q2 2026 call report, Entrebank meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
1550 American Blvd E, Bloomington, MN 55425
County
Hennepin
Metro Area
Minneapolis-St. Paul-Bloomington, MN-WI
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
No
Federal Reserve district
District 9, Minneapolis
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
March 21, 2022
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
37
Domestic deposits
$474.3M
Allowance for credit losses
$5.1M
Net charge-offs (YTD)
$0
Average total assets
$499.6M
Average total loans
$435.0M
Average interest-bearing deposits
$387.5M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
March 21, 2022
FDIC Cert
59287
Fed RSSD
5660146
SEC CIK
1880266 → filed by ENTREPRENEURS BANCSHARES, INC.

Profitability

Q2 annualized
Return on Assets1.66%YTD 1.71%
Return on Equity17.69%YTD 18.44%
Net Interest Margin4.41%YTD 4.34%

Balance Sheet

Total liabilities$479.2M
Cash & balances due$71.6M
Securities, available-for-sale$0
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$2.1M
Net interest income YTD$10.7M
Total interest income YTD$17.6M
Total interest expense YTD$6.9M
Provision for credit losses YTD$1.1M

Operating & Funding

Total noninterest income YTD$146K
Total noninterest expense YTD$5.6M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Entrebank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Entrebank's total assets moved between a low of $192.8M (Q3 2023) and a high of $527.1M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$527.1M total assets against $404.5M; $479.2M total liabilities against $364.8M.

Loans and leases against deposits

$450.0M net loans and leases against $317.1M; $474.3M total deposits against $360.7M.

Securities and cash

$0 securities against $0; $71.6M cash and balances due against $83.3M.

Interest income against interest expense

$9.0M total interest income against $6.7M; $3.5M total interest expense against $2.9M.

Net interest income

$5.5M net interest income against $3.8M.

Noninterest income against noninterest expense

$70K total noninterest income against $44K; $2.8M total noninterest expense against $2.0M.

Provision for credit losses

$673K provision for credit losses against $140K.

Net income

$2.1M net income against $1.7M.

Return on assets and net interest margin

1.66% return on assets against 1.74%; 4.41% net interest margin against 4.01%.

CET1 and Tier 1 leverage ratios

9.61% tier 1 leverage ratio against 10.33%.

Inside the full Entrebank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 263% of capital, approaching guidance BRR analysis What does this mean? →

Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.63% (Q3 2024) to 1.88% (Q4 2025) and its net interest margin ran from 2.90% (Q3 2024) to 4.41% (Q2 2026).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 9.61% 1.66% 0.03% 0.23% 4.41%
Q1 2026 9.33% 1.75% 0.00% 0.00% 4.26%
Q4 2025 9.75% 1.88% 0.00% 0.00% 4.32%
Q3 2025 10.02% 1.87% 0.00% 0.00% 4.36%
Q2 2025 10.33% 1.74% 0.00% 0.00% 4.01%
Q1 2025 10.02% 1.24% 0.00% 0.00% 3.62%
Q4 2024 10.89% 1.29% 0.00% 0.00% 3.96%
Q3 2024 11.58% 0.63% 0.00% 0.00% 2.90%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Entrebank (main office) Bloomington , MN 55425 $474.3M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
0.1% of deposits in MN, rank 62 of 277 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
3 loans, $1.0M approved, $348K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Entrebank: regulatory capital profile · BankRegReports

Frequently asked about Entrebank

What are Entrebank's total assets?

As of the Q2 2026 filing, Entrebank reported total assets of $527.1 million in its FFIEC call report.

Where is Entrebank headquartered?

It is headquartered in Bloomington, MN, United States.

When was Entrebank founded?

It was established in 2022, per the FDIC institution directory.

Is Entrebank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #59287). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Entrebank?

Entrebank's primary federal regulator is the FDIC.

How many branches does Entrebank operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Entrebank's Texas Ratio?

Its Texas Ratio is 0.23% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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