Entrebank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 2.92 percentage points in Q2 2026, from 101.21% to 104.12%. It was the largest change from Q1 2026 among the key lines here. Within Minnesota, Entrebank is 44th of 221 on loan-to-deposit ratio, 95.95% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Entrebank sits 15.40 points higher, at 95.95% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $71.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $71.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.95% |
| Net loans and leases to deposits | 94.88% |
| Loans and leases to core deposits | 104.12% |
| Core deposits to total deposits | 92.16% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 97.93% | 94.87% | $0 | $0 |
| Q4 2023 | 108.26% | 94.37% | $0 | $0 |
| Q1 2024 | 111.31% | 92.21% | $0 | $0 |
| Q2 2024 | 96.51% | 93.23% | $0 | $0 |
| Q3 2024 | 82.28% | 94.95% | $0 | $0 |
| Q4 2024 | 90.64% | 95.36% | $0 | $0 |
| Q1 2025 | 90.95% | 95.18% | $0 | $0 |
| Q2 2025 | 88.84% | 95.20% | $450K | $0 |
| Q3 2025 | 92.97% | 95.00% | $0 | $0 |
| Q4 2025 | 95.62% | 95.28% | $0 | $0 |
| Q1 2026 | 96.01% | 94.87% | $0 | $0 |
| Q2 2026 | 95.95% | 92.16% | $0 | $0 |
Entrebank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Entrebank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Entrebank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59287) · FFIEC NIC profile (RSSD 5660146)