Entrebank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Core deposits to total deposits: 2.71 percentage points lower than in Q1 2026, at 92.16%. Within Minnesota, Entrebank is 72nd of 221 on return on assets, 1.66% as of Q2 2026. Entrebank reported 1.66% on return on assets for Q2 2026, 0.41 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.61% |
| Equity capital to assets | 9.10% |
| Tangible equity to tangible assets | 9.10% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.03% |
| Non-performing assets ratio | 0.02% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.23% |
| Allowance for credit losses to loans | 1.12% |
| Reserve coverage of non-performing loans | 4238.33% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.66% |
| Return on equity | 17.69% |
| Net interest margin | 4.41% |
| Efficiency ratio | 50.52% |
| Yield on earning assets | 7.23% |
| Cost of funds | 3.05% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.95% |
| Core deposits to total deposits | 92.16% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.98% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 20.56% | 0.51% | 3.61% | 0.00% | 0.00% |
| Q4 2023 | 16.92% | 0.92% | 3.66% | 0.00% | 0.00% |
| Q1 2024 | 15.87% | 0.34% | 3.82% | 0.00% | 0.00% |
| Q2 2024 | 13.99% | 0.78% | 3.48% | 0.00% | 0.00% |
| Q3 2024 | 11.58% | 0.63% | 2.90% | 0.00% | 0.00% |
| Q4 2024 | 10.89% | 1.29% | 3.96% | 0.00% | 0.00% |
| Q1 2025 | 10.02% | 1.24% | 3.62% | 0.00% | 0.00% |
| Q2 2025 | 10.33% | 1.74% | 4.01% | 0.00% | 0.00% |
| Q3 2025 | 10.02% | 1.87% | 4.36% | 0.00% | 0.00% |
| Q4 2025 | 9.75% | 1.88% | 4.32% | 0.00% | 0.00% |
| Q1 2026 | 9.33% | 1.75% | 4.26% | 0.00% | 0.00% |
| Q2 2026 | 9.61% | 1.66% | 4.41% | 0.03% | 0.00% |
Entrebank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Entrebank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Entrebank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59287) · FFIEC NIC profile (RSSD 5660146)