Entrebank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.15 percentage points in Q2 2026 to 4.41%, the biggest move on this page. Within Minnesota, Entrebank is 60th of 221 on net interest margin, 4.41% as of Q2 2026. Entrebank reported 4.41% on net interest margin for Q2 2026, 0.47 points above the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.23% |
| Yield on loans | 7.69% |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.05% |
| Cost of interest-bearing deposits | 3.58% |
| Cost of interest-bearing liabilities | 3.58% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.41% |
| Yield to cost spread | 3.65% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $8.4M |
| Total interest expense | $3.5M |
| Interest expense on deposits | $3.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans |
|---|---|---|---|---|
| Q3 2023 | 6.30% | 2.68% | 3.61% | 6.55% |
| Q4 2023 | 6.83% | 3.26% | 3.66% | 7.00% |
| Q1 2024 | 6.98% | 3.39% | 3.82% | 7.10% |
| Q2 2024 | 6.88% | 3.50% | 3.48% | 7.04% |
| Q3 2024 | 6.64% | 3.61% | 2.90% | 7.19% |
| Q4 2024 | 7.32% | 3.64% | 3.96% | 7.87% |
| Q1 2025 | 6.75% | 3.51% | 3.62% | 7.43% |
| Q2 2025 | 7.07% | 3.37% | 4.01% | 7.49% |
| Q3 2025 | 7.34% | 3.30% | 4.36% | 8.05% |
| Q4 2025 | 7.22% | 3.23% | 4.32% | 7.86% |
| Q1 2026 | 7.04% | 3.10% | 4.26% | 7.68% |
| Q2 2026 | 7.23% | 3.05% | 4.41% | 7.69% |
Entrebank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Entrebank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Entrebank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59287) · FFIEC NIC profile (RSSD 5660146)