Enterprise Bank (Allison Park, PA)
BankRegReports is independent of Enterprise Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Enterprise Bank is an FDIC-insured commercial bank headquartered in Allison Park, PA, established in 1998 (FDIC certificate 34786), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $524.6M, up 8.9% from Q2 2025, the 66th largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 11.34% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 34786
- Headquarters
- Allison Park, PA
- Established
- 1998
- Total assets, Q2 2026
- $524.6M
- Assets vs Q2 2025
- +8.9%
- CET1 ratio, Q2 2026
- 11.34%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 043318500
- Holding company
- ENTERPRISE FINANCIAL SERVICES GROUP, INC.
- Asset rank in state
- 66th of 109 in Pennsylvania
Problem loans are rising at Enterprise Bank. Its balance sheet stood at $525 million at June 30, 2026, up 8.9% from a year earlier; it is based in Allison Park, Pennsylvania. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 5.82% of loans from 2.30% a year earlier. It keeps 2.96 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). It also pays an average of 3.11% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
Its $104 million non-owner-occupied commercial real estate book is improving, with 7.58% past due or on nonaccrual, down from 10.59% a year earlier. Earnings fell sharply: quarterly net income of $881,000 was 41% below a year earlier. Where it has less room is capital: it funds 8.15% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%).
As of June 30, 2026, Enterprise Bank reported a CET1 capital ratio of 11.34%, a return on assets of 0.68%, a nonperforming-loan ratio of 6.18% and a Texas ratio of 79.15%. The figures come from its call report filed with the FFIEC.
Enterprise Bank ranks as the 66th largest of the 109 banks based in Pennsylvania, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 3.4% to $524.6M, loans fell 0.3% and deposits rose 4.3%. The largest part of its loan book on June 30, 2026 was owner-occupied commercial real estate loans, at 33.4% of total loans, ahead of non-owner-occupied commercial real estate loans at 28.8%. Its one office in the FDIC Summary of Deposits is in Allison Park, PA. On its Q2 2026 call report, Enterprise Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 4091 Mount Royal Blvd, Allison Park, PA 15101
- County
- Allegheny
- Metro Area
- Pittsburgh, PA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 23, 1998
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 70
- Domestic deposits
- $415.7M
- Allowance for credit losses
- $1.1M
- Net charge-offs (YTD)
- -$37K
- Average total assets
- $515.1M
- Average total loans
- $362.4M
- Average interest-bearing deposits
- $396.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 23, 1998
- FDIC Cert
- 34786
- Fed RSSD
- 2730431
- Website
- www.enterprisebankpgh.com →
- Parent Holding Company
- ENTERPRISE FINANCIAL SERVICES GROUP, INC. (RSSD 3417195)
- Ultimate Parent
- RSSD 3386246
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Enterprise Bank's total assets ran between $412.5M (Q3 2023) and $524.6M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$524.6M total assets against $481.5M; $482.6M total liabilities against $442.4M.
$358.3M net loans and leases against $338.9M; $415.7M total deposits against $380.7M.
$0 securities against $0; $134.0M cash and balances due against $105.9M.
$7.2M total interest income against $6.7M; $3.6M total interest expense against $3.3M.
$3.6M net interest income against $3.4M.
$1.1M total noninterest income against $2.0M; $3.5M total noninterest expense against $3.5M.
$24K provision for credit losses against -$24K.
$881K net income against $1.5M.
0.68% return on assets against 1.28%; 2.96% net interest margin against 3.20%.
11.34% CET1 capital ratio against 11.34%; 8.15% tier 1 leverage ratio against 8.37%.
Inside the full Enterprise Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Non-performing assets exceed half of the bank's capital plus reserves. Worth monitoring, not yet at the historical failure-risk threshold. BankRegReports early-warning band below the 100% heuristic.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Enterprise Bank rankings
Its closest position to the top of a national ranking is 2 of 3,640, for Texas Ratio; its furthest is 1,882 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.51% (Q1 2025) to 1.82% (Q4 2024) and its net interest margin ran from 2.96% (Q2 2026) to 4.46% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.34% | 0.68% | 6.18% | 79.15% | 2.96% |
| Q1 2026 | 11.11% | 0.88% | 6.33% | 81.37% | 3.26% |
| Q4 2025 | 11.53% | 0.63% | 5.41% | 91.60% | 3.23% |
| Q3 2025 | 11.34% | 1.31% | 4.48% | 84.19% | 4.46% |
| Q2 2025 | 11.34% | 1.28% | 2.47% | 63.26% | 3.20% |
| Q1 2025 | 11.22% | 0.51% | 2.68% | 68.85% | 3.18% |
| Q4 2024 | 11.91% | 1.82% | 2.92% | 68.30% | 3.82% |
| Q3 2024 | 11.60% | 1.26% | 4.63% | 38.74% | 3.26% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Enterprise Bank (main office) | Allison Park , PA | 15101 | $415.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 87 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 17 loans, $10.4M approved, $613K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Enterprise Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Enterprise Bank
What are Enterprise Bank's total assets?
As of the Q2 2026 filing, Enterprise Bank reported total assets of $524.6 million in its FFIEC call report.
Where is Enterprise Bank headquartered?
It is headquartered in Allison Park, PA, United States.
When was Enterprise Bank founded?
It was established in 1998, per the FDIC institution directory.
Is Enterprise Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #34786). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Enterprise Bank?
Enterprise Bank's primary federal regulator is the FDIC.
What is Enterprise Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.34% in its Q2 2026 call report, above regulatory requirements.
How many branches does Enterprise Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Enterprise Bank's Texas Ratio?
Its Texas Ratio is 79.15% in its Q2 2026 call report, elevated, credit issues exceed half of the bank's capital cushion (50 to 100%). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Enterprise Bank.
Get an email when Enterprise Bank files its next call report, and benchmark it against any peer you choose.
Unlock Enterprise Bank, freeFree account