Hyperion Bank
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Data as of · sourced from FFIEC call reports. How we update
Hyperion Bank is an FDIC-insured commercial bank headquartered in Philadelphia, PA, established in 2006 (FDIC certificate 58371), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $569.9M, up 16.7% from Q2 2025, the 65th largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 12.36% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 58371
- Headquarters
- Philadelphia, PA
- Established
- 2006
- Total assets, Q2 2026
- $569.9M
- Assets vs Q2 2025
- +16.7%
- CET1 ratio, Q2 2026
- 12.36%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 036018969
- Holding company
- HYPERION BANCSHARES, INC
- Asset rank in state
- 65th of 109 in Pennsylvania
Problem loans are rising at Hyperion Bank. Its balance sheet stood at $570 million at June 30, 2026, up 16.7% from a year earlier; it is based in Philadelphia, Pennsylvania. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.33% of loans from 0.77% a year earlier. It pays an average of 3.47% on its deposits and borrowings, about double the median of 1.80% for the 2,660 banks with $100 million to $1 billion in assets. It also holds commercial real estate loans worth 3.5 times its capital, about triple the median of 1.2 times for banks its size.
Earnings jumped: net income for the quarter was $1.1 million, 82% above the same quarter a year earlier. Over the same year, loans grew 18.1% and deposits grew 27.8%. Credit is the area to watch: it carries problem assets equal to 12.4% of the capital and reserves that would absorb them, 4.7 times the median of 2.6% for banks its size.
As of June 30, 2026, Hyperion Bank reported a CET1 capital ratio of 12.36%, a return on assets of 0.81%, a nonperforming-loan ratio of 1.33% and a Texas ratio of 12.42%. The figures come from its call report filed with the FFIEC.
Hyperion Bank ranks as the 65th largest of the 109 banks based in Pennsylvania, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 3.0% to $569.9M, loans rose 3.6% and deposits rose 3.3%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 44.2% of total loans, ahead of construction and land development loans at 30.6%. The FDIC Summary of Deposits lists 2 offices for it, in Philadelphia, PA and Atlanta, GA; its Philadelphia office books 55% of its branch deposits. On its Q2 2026 call report, Hyperion Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 199 W Girard Ave, Philadelphia, PA 19123
- County
- Philadelphia
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- November 20, 2006
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 42
- Domestic deposits
- $461.8M
- Allowance for credit losses
- $3.5M
- Net charge-offs (YTD)
- -$8K
- Average total assets
- $542.0M
- Average total loans
- $483.8M
- Average interest-bearing deposits
- $417.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- November 20, 2006
- FDIC Cert
- 58371
- Fed RSSD
- 3517590
- SEC CIK
- 1860499 → filed by HYPERION BANCSHARES, INC
- Website
- www.hyperionbank.com →
- Parent Holding Company
- HYPERION BANCSHARES, INC (RSSD 5535637)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Hyperion Bank's total assets ranged from $399.8M (Q3 2023) to $569.9M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$569.9M total assets against $488.3M; $514.5M total liabilities against $444.3M.
$488.6M net loans and leases against $413.6M; $461.8M total deposits against $361.5M.
$18.5M securities against $17.4M; $43.0M cash and balances due against $38.1M.
$8.9M total interest income against $7.8M; $4.3M total interest expense against $3.4M.
$4.7M net interest income against $4.3M.
$167K total noninterest income against $235K; $3.5M total noninterest expense against $3.3M.
-$66K provision for credit losses against $494K.
$1.1M net income against $600K.
0.81% return on assets against 0.52%; 3.53% net interest margin against 3.86%.
12.36% CET1 capital ratio against 11.90%; 10.46% tier 1 leverage ratio against 9.91%.
Inside the full Hyperion Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Hyperion Bank rankings
Its closest position to the top of a national ranking is 448 of 3,640, for Texas Ratio; its furthest is 2,948 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.43% (Q3 2024) to 0.94% (Q4 2025) and its net interest margin ran from 3.23% (Q1 2026) to 3.86% (Q2 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.36% | 0.81% | 1.33% | 12.42% | 3.53% |
| Q1 2026 | 10.82% | 0.43% | 1.14% | 12.30% | 3.23% |
| Q4 2025 | 11.28% | 0.94% | 0.90% | 9.78% | 3.82% |
| Q3 2025 | 11.22% | 0.60% | 1.33% | 13.19% | 3.75% |
| Q2 2025 | 11.90% | 0.52% | 0.77% | 6.77% | 3.86% |
| Q1 2025 | 12.20% | 0.62% | 0.92% | 7.91% | 3.65% |
| Q4 2024 | 12.03% | 0.73% | 0.88% | 7.61% | 3.66% |
| Q3 2024 | 13.00% | 0.43% | 1.11% | 9.09% | 3.57% |
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Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hyperion Bank (main office) | Philadelphia , PA | 19123 | $252.8M |
| Atlanta Branch Office | Atlanta , GA | 30305 | $209.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 103 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 14 loans, $8.6M approved, $612K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Hyperion Bank
What are Hyperion Bank's total assets?
As of the Q2 2026 filing, Hyperion Bank reported total assets of $569.9 million in its FFIEC call report.
Where is Hyperion Bank headquartered?
It is headquartered in Philadelphia, PA, United States.
When was Hyperion Bank founded?
It was established in 2006, per the FDIC institution directory.
Is Hyperion Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58371). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hyperion Bank?
Hyperion Bank's primary federal regulator is the FDIC.
What is Hyperion Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.36% in its Q2 2026 call report, above regulatory requirements.
How many branches does Hyperion Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Hyperion Bank's Texas Ratio?
Its Texas Ratio is 12.42% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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