Hyperion Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Common stock surplus climbed 25.1% in Q2 2026, from $29.9M to $37.4M. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Hyperion Bank is 54th of 72 on CET1 ratio, 12.36% as of Q2 2026. The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Hyperion Bank sits 2.73 points lower, at 12.36% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.36% |
| Tier 1 risk-based capital ratio | 12.36% |
| Total risk-based capital ratio | 13.25% |
| Tier 1 leverage ratio | 10.46% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $56.7M |
| Tier 1 capital | $56.7M |
| Total risk-based capital | $60.8M |
| Total equity capital | $55.4M |
| Risk-weighted assets | $458.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.72% |
| Tangible equity to tangible assets | 9.72% |
| Equity capital to average assets | 10.22% |
| Internal capital growth rate | 9.35% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $11.2M |
| Common stock surplus | $37.4M |
| Retained earnings | $8.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.81% | 12.81% | 13.99% | 10.01% | $314.9M |
| Q4 2023 | 12.79% | 12.79% | 13.72% | 10.43% | $326.0M |
| Q1 2024 | 12.65% | 12.65% | 13.57% | 10.23% | $335.0M |
| Q2 2024 | 13.26% | 13.26% | 14.21% | 10.27% | $324.3M |
| Q3 2024 | 13.00% | 13.00% | 14.03% | 10.56% | $334.4M |
| Q4 2024 | 12.03% | 12.03% | 13.00% | 10.12% | $367.8M |
| Q1 2025 | 12.20% | 12.20% | 13.18% | 10.05% | $368.6M |
| Q2 2025 | 11.90% | 11.90% | 12.85% | 9.91% | $383.0M |
| Q3 2025 | 11.22% | 11.22% | 12.15% | 9.70% | $412.5M |
| Q4 2025 | 11.28% | 11.28% | 12.20% | 9.20% | $421.1M |
| Q1 2026 | 10.82% | 10.82% | 11.75% | 8.93% | $444.5M |
| Q2 2026 | 12.36% | 12.36% | 13.25% | 10.46% | $458.6M |
Hyperion Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Hyperion Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hyperion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58371) · FFIEC NIC profile (RSSD 3517590)