Hyperion Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.30 percentage points to 3.53%. Within Pennsylvania, Hyperion Bank is 53rd of 109 on net interest margin, 3.53% as of Q2 2026. Hyperion Bank reported 3.53% on net interest margin for Q2 2026, 0.41 points below the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.75% |
| Yield on loans | 7.12% |
| Yield on securities | 1.83% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.47% |
| Cost of interest-bearing deposits | 3.81% |
| Cost of interest-bearing liabilities | 3.68% |
| Cost of borrowings | 4.09% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.53% |
| Yield to cost spread | 3.07% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $8.6M |
| Total interest expense | $4.3M |
| Interest expense on deposits | $3.9M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.68% | 2.95% | 4.02% | 7.18% | 1.46% |
| Q4 2023 | 6.76% | 3.38% | 3.68% | 7.24% | 1.48% |
| Q1 2024 | 6.92% | 3.45% | 3.77% | 7.33% | 1.48% |
| Q2 2024 | 6.90% | 3.52% | 3.68% | 7.35% | 1.48% |
| Q3 2024 | 6.84% | 3.67% | 3.57% | 7.24% | 1.49% |
| Q4 2024 | 6.93% | 3.60% | 3.66% | 7.34% | 1.51% |
| Q1 2025 | 6.75% | 3.41% | 3.65% | 7.13% | 1.51% |
| Q2 2025 | 6.91% | 3.33% | 3.86% | 7.25% | 1.51% |
| Q3 2025 | 6.88% | 3.44% | 3.75% | 7.25% | 1.53% |
| Q4 2025 | 7.10% | 3.52% | 3.82% | 7.54% | 1.53% |
| Q1 2026 | 6.51% | 3.51% | 3.23% | 6.98% | 1.68% |
| Q2 2026 | 6.75% | 3.47% | 3.53% | 7.12% | 1.83% |
Hyperion Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Hyperion Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hyperion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58371) · FFIEC NIC profile (RSSD 3517590)