Hyperion Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 3.07 percentage points higher than in Q1 2026, at 9.80%. Within Pennsylvania, Hyperion Bank is 11th of 109 on loan-to-deposit ratio, 106.56% as of Q2 2026. Hyperion Bank reported 106.56% on loan-to-deposit ratio for Q2 2026, 26.00 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $43.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $61.5M |
| Fed funds sold and reverse repos | $359K |
| Fed funds sold and reverse repos to assets | 0.06% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $49.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.60% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 106.56% |
| Net loans and leases to deposits | 105.79% |
| Loans and leases to core deposits | 118.89% |
| Core deposits to total deposits | 79.83% |
| Brokered deposits to total deposits | 9.80% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 110.93% | 83.68% | $0 | $52.7M |
| Q4 2023 | 109.56% | 78.32% | $0 | $50.3M |
| Q1 2024 | 107.88% | 76.16% | $0 | $46.3M |
| Q2 2024 | 99.18% | 77.91% | $0 | $20.9M |
| Q3 2024 | 107.02% | 77.38% | $0 | $42.5M |
| Q4 2024 | 120.76% | 75.55% | $0 | $93.0M |
| Q1 2025 | 109.14% | 74.01% | $0 | $52.5M |
| Q2 2025 | 115.28% | 72.71% | $0 | $79.0M |
| Q3 2025 | 125.76% | 73.11% | $0 | $116.2M |
| Q4 2025 | 97.93% | 77.02% | $0 | $39.0M |
| Q1 2026 | 106.27% | 81.32% | $0 | $55.0M |
| Q2 2026 | 106.56% | 79.83% | $0 | $49.0M |
Hyperion Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Hyperion Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hyperion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58371) · FFIEC NIC profile (RSSD 3517590)