Hatboro Federal Savings
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Data as of · sourced from FFIEC call reports. How we update
Hatboro Federal Savings is an FDIC-insured savings institution headquartered in Hatboro, PA, established in 1941 (FDIC certificate 30155), and it is supervised by the OCC. At Q2 2026 it reported total assets of $597.8M, up 3.9% from Q2 2025, the 64th largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 42.39% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 30155
- Headquarters
- Hatboro, PA
- Established
- 1941
- Total assets, Q2 2026
- $597.8M
- Assets vs Q2 2025
- +3.9%
- CET1 ratio, Q2 2026
- 42.39%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 231372400
- Latest call report
- Q2 2026, FFIEC 051 · Hatboro Federal Savings call report
- Asset rank in state
- 64th of 109 in Pennsylvania
Hatboro Federal Savings, based in Hatboro, Pennsylvania, reported $598 million in assets at June 30, 2026, up 3.9% from a year earlier. It returns 3.2% a year on shareholders' equity, a small fraction of the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 2.79 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.95 cents).
Earnings jumped: net income for the quarter was $1.2 million, 75% above the same quarter a year earlier. Funding is the softer spot: it pays an average of 2.64% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, Hatboro Federal Savings reported a CET1 capital ratio of 42.39%, a return on assets of 0.78%, a nonperforming-loan ratio of 0.64% and a Texas ratio of 2.10%. The figures come from its call report filed with the FFIEC.
Hatboro Federal Savings ranks as the 64th largest of the 109 banks based in Pennsylvania, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.2% to $597.8M, loans rose 2.2% and deposits rose 1.4%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 100.0% of total loans, ahead of owner-occupied commercial real estate loans at 0.1%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities in PA; its Hatboro office books 44% of its branch deposits. Judged on its Q2 2026 call report, Hatboro Federal Savings meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 221 S York Rd, Hatboro, PA 19040
- County
- Montgomery
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 30, 1941
- Former names
- Hatboro Federal Savings, F.A. (1990)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 39
- Domestic deposits
- $444.0M
- Allowance for credit losses
- $3.3M
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $594.1M
- Average total loans
- $476.9M
- Average interest-bearing deposits
- $425.6M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 30155
- Fed RSSD
- 995272
- Website
- www.hatborofed.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Hatboro Federal Savings's total assets moved between a low of $542.1M (Q3 2023) and a high of $597.8M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$597.8M total assets against $575.2M; $453.4M total liabilities against $436.7M.
$479.2M net loans and leases against $457.3M; $444.0M total deposits against $427.7M.
$34.5M securities against $43.3M; $37.7M cash and balances due against $29.7M.
$6.8M total interest income against $6.4M; $2.9M total interest expense against $3.0M.
$3.8M net interest income against $3.4M.
$243K total noninterest income against $33K; $2.5M total noninterest expense against $2.4M.
$139K provision for credit losses against $216K.
$1.2M net income against $660K.
0.78% return on assets against 0.46%; 2.79% net interest margin against 2.55%.
42.39% CET1 capital ratio; 24.52% tier 1 leverage ratio against 24.31%.
Inside the full Hatboro Federal Savings terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Hatboro Federal Savings rankings
Its closest position to the top of a national ranking is 16 of 2,134, for CET1 ratio; its furthest is 2,934 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.46% (Q2 2025) to 1.11% (Q3 2024) and its net interest margin ran from 2.18% (Q3 2024) to 3.12% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 42.39% | 0.78% | 0.64% | 2.10% | 2.79% |
| Q1 2026 | 42.51% | 1.10% | 0.66% | 2.13% | 3.12% |
| Q4 2025 | 41.99% | 0.83% | 0.54% | 1.79% | 2.76% |
| Q3 2025 | — | 1.04% | 0.46% | 1.52% | 2.64% |
| Q2 2025 | — | 0.46% | 0.56% | 1.82% | 2.55% |
| Q1 2025 | — | 0.59% | 0.63% | 2.00% | 2.39% |
| Q4 2024 | 43.05% | 0.48% | 0.65% | 2.06% | 2.18% |
| Q3 2024 | 43.53% | 1.11% | 0.63% | 1.94% | 2.18% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hatboro Federal Savings, Fa | Hatboro , PA | 19040 | $195.0M |
| Warminster Branch | Warminster , PA | 18974 | $108.7M |
| Warrington Branch | Warrington , PA | 18976 | $83.7M |
| Jamison Branch | Jamison , PA | 18929 | $56.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 84 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Hatboro Federal Savings
What are Hatboro Federal Savings's total assets?
As of the Q2 2026 filing, Hatboro Federal Savings reported total assets of $597.8 million in its FFIEC call report.
Where is Hatboro Federal Savings headquartered?
It is headquartered in Hatboro, PA, United States.
When was Hatboro Federal Savings founded?
It was established in 1941, per the FDIC institution directory.
Is Hatboro Federal Savings FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #30155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hatboro Federal Savings?
Hatboro Federal Savings's primary federal regulator is the OCC.
What is Hatboro Federal Savings's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 42.39% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Hatboro Federal Savings operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Hatboro Federal Savings's Texas Ratio?
Its Texas Ratio is 2.10% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Hatboro Federal Savings previously called?
The charter now named Hatboro Federal Savings has also operated as Hatboro Federal Savings, F.A. (1990), per FDIC structure-change records.
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