Hatboro Federal Savings: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which fell 0.33 percentage points to 2.79%. Hatboro Federal Savings ranks 88th of 109 Pennsylvania banks on net interest margin, in the lower half at 2.79% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Hatboro Federal Savings sits 1.16 points lower, at 2.79% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.92% |
| Yield on loans | 5.16% |
| Yield on securities | 3.17% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.64% |
| Cost of interest-bearing deposits | 2.78% |
| Cost of interest-bearing liabilities | 2.78% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.79% |
| Yield to cost spread | 2.14% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $6.1M |
| Total interest expense | $2.9M |
| Interest expense on deposits | $2.9M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.48% | 2.17% | 2.72% | 4.55% | 3.52% |
| Q4 2023 | 4.48% | 2.52% | 2.45% | 4.56% | 3.52% |
| Q1 2024 | 4.53% | 2.75% | 2.31% | 4.64% | 3.52% |
| Q2 2024 | 4.64% | 2.95% | 2.23% | 4.76% | 3.46% |
| Q3 2024 | 4.69% | 3.10% | 2.18% | 4.82% | 3.26% |
| Q4 2024 | 4.66% | 3.08% | 2.18% | 4.85% | 3.02% |
| Q1 2025 | 4.69% | 2.84% | 2.39% | 4.90% | 3.09% |
| Q2 2025 | 4.81% | 2.80% | 2.55% | 5.02% | 3.14% |
| Q3 2025 | 4.90% | 2.81% | 2.64% | 5.09% | 3.12% |
| Q4 2025 | 4.98% | 2.76% | 2.76% | 5.20% | 3.10% |
| Q1 2026 | 5.23% | 2.62% | 3.12% | 5.52% | 3.10% |
| Q2 2026 | 4.92% | 2.64% | 2.79% | 5.16% | 3.17% |
Hatboro Federal Savings yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Hatboro Federal Savings, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hatboro Federal Savings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30155) · FFIEC NIC profile (RSSD 995272)