Hatboro Federal Savings: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio climbed 0.85 percentage points in Q2 2026, from 107.83% to 108.68%. It was the largest change from Q1 2026 among the key lines here. Among 109 Pennsylvania banks, Hatboro Federal Savings sits 7th from the top on loan-to-deposit ratio, 108.68% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Hatboro Federal Savings sits 27.84 points higher, at 108.68% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $482.5M |
| Net loans and leases | $479.2M |
| Loans held for sale | $0 |
| Loans to total assets | 80.72% |
| Loan-to-deposit ratio | 108.68% |
| Net loans to equity capital | 3.32% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.09% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.00% |
| Consumer | 0.00% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.00% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.16% |
| Interest income on loans | $6.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $381.9M | $403.5M | 0.13% | 0.00% | 0.00% |
| Q4 2023 | $391.0M | $406.6M | 0.13% | 0.00% | 0.00% |
| Q1 2024 | $395.7M | $418.5M | 0.12% | 0.00% | 0.00% |
| Q2 2024 | $413.4M | $430.2M | 0.12% | 0.00% | 0.00% |
| Q3 2024 | $427.2M | $419.5M | 0.11% | 0.00% | 0.00% |
| Q4 2024 | $438.7M | $429.7M | 0.11% | 0.00% | 0.00% |
| Q1 2025 | $442.5M | $430.3M | 0.10% | 0.00% | 0.00% |
| Q2 2025 | $460.5M | $427.7M | 0.10% | 0.00% | 0.00% |
| Q3 2025 | $470.1M | $427.9M | 0.10% | 0.00% | 0.00% |
| Q4 2025 | $477.9M | $434.9M | 0.09% | 0.00% | 0.00% |
| Q1 2026 | $472.2M | $437.9M | 0.09% | 0.00% | 0.00% |
| Q2 2026 | $482.5M | $444.0M | 0.09% | 0.00% | 0.00% |
Hatboro Federal Savings loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Hatboro Federal Savings, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hatboro Federal Savings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30155) · FFIEC NIC profile (RSSD 995272)