Hatboro Federal Savings: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Accumulated other comprehensive income edged up 2.2% between Q1 2026 and Q2 2026, to -$1.3M. On CET1 ratio, Hatboro Federal Savings ranks 5th highest among the 72 banks headquartered in Pennsylvania, at 42.39% (Q2 2026). Hatboro Federal Savings's CET1 ratio of 42.39% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 27.32 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 42.39% |
| Tier 1 risk-based capital ratio | 42.39% |
| Total risk-based capital ratio | 43.38% |
| Tier 1 leverage ratio | 24.52% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $145.6M |
| Tier 1 capital | $145.6M |
| Total risk-based capital | $149.0M |
| Total equity capital | $144.3M |
| Risk-weighted assets | $343.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 24.14% |
| Tangible equity to tangible assets | 24.14% |
| Equity capital to average assets | 24.30% |
| Internal capital growth rate | 3.23% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $145.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 49.00% | 49.00% | 49.68% | 24.40% | $274.6M |
| Q4 2023 | 44.43% | 44.43% | 45.17% | 24.63% | $303.8M |
| Q1 2024 | 44.21% | 44.21% | 45.05% | 24.41% | $307.1M |
| Q2 2024 | 43.17% | 43.17% | 44.06% | 24.04% | $315.8M |
| Q3 2024 | 43.53% | 43.53% | 44.39% | 24.20% | $316.9M |
| Q4 2024 | 43.05% | 43.05% | 43.92% | 24.34% | $322.0M |
| Q1 2025 | — | — | — | 24.07% | — |
| Q2 2025 | — | — | — | 24.31% | — |
| Q3 2025 | — | — | — | 24.42% | — |
| Q4 2025 | 41.99% | 41.99% | 42.98% | 24.39% | $340.2M |
| Q1 2026 | 42.51% | 42.51% | 43.46% | 24.49% | $339.9M |
| Q2 2026 | 42.39% | 42.39% | 43.38% | 24.52% | $343.6M |
Hatboro Federal Savings regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Hatboro Federal Savings, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hatboro Federal Savings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30155) · FFIEC NIC profile (RSSD 995272)