Hatboro Federal Savings: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 2.01 percentage points higher than in Q1 2026, at 40.12%. Within Pennsylvania, Hatboro Federal Savings is 73rd of 109 on return on assets, 0.78% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Hatboro Federal Savings sits 0.48 points lower, at 0.78% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 42.39% |
| Tier 1 risk-based capital ratio | 42.39% |
| Total risk-based capital ratio | 43.38% |
| Tier 1 leverage ratio | 24.52% |
| Equity capital to assets | 24.14% |
| Tangible equity to tangible assets | 24.14% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.72% |
| Non-performing assets ratio | 1.39% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 5.62% |
| Allowance for credit losses to loans | 0.69% |
| Reserve coverage of non-performing loans | 40.12% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.78% |
| Return on equity | 3.22% |
| Net interest margin | 2.79% |
| Efficiency ratio | 60.67% |
| Yield on earning assets | 4.92% |
| Cost of funds | 2.64% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 108.68% |
| Core deposits to total deposits | 84.92% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 74.27% |
| Securities to assets | 5.76% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 49.00% | 49.00% | 49.68% | 24.40% | 0.97% |
| Q4 2023 | 44.43% | 44.43% | 45.17% | 24.63% | 0.52% |
| Q1 2024 | 44.21% | 44.21% | 45.05% | 24.41% | 0.57% |
| Q2 2024 | 43.17% | 43.17% | 44.06% | 24.04% | 0.42% |
| Q3 2024 | 43.53% | 43.53% | 44.39% | 24.20% | 1.11% |
| Q4 2024 | 43.05% | 43.05% | 43.92% | 24.34% | 0.48% |
| Q1 2025 | — | — | — | 24.07% | 0.59% |
| Q2 2025 | — | — | — | 24.31% | 0.46% |
| Q3 2025 | — | — | — | 24.42% | 1.04% |
| Q4 2025 | 41.99% | 41.99% | 42.98% | 24.39% | 0.83% |
| Q1 2026 | 42.51% | 42.51% | 43.46% | 24.49% | 1.10% |
| Q2 2026 | 42.39% | 42.39% | 43.38% | 24.52% | 0.78% |
Hatboro Federal Savings vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Hatboro Federal Savings, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hatboro Federal Savings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30155) · FFIEC NIC profile (RSSD 995272)