Hatboro Federal Savings: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hatboro Federal Savings of Hatboro, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.78% | 1.34% | -0.56% | 22nd bottom |
| ROAE | 3.22% | 13.32% | -10.10% | 10th bottom |
| Net Interest Margin | 2.79% | 3.93% | -1.14% | 6th bottom |
| Efficiency Ratio | 60.67% | 61.14% | -0.47% | 52nd above |
| PPNR / Avg Assets | 1.08% | 1.68% | -0.60% | 24th bottom |
| Yield on Earning Assets | 4.92% | 5.67% | -0.75% | 20th bottom |
| Cost of Funds | 2.64% | 1.88% | +0.76% | 12th bottom |
| Net Interest Spread | 2.14% | 3.32% | -1.18% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.72% | 0.94% | +0.78% | 16th bottom |
| NPA / Total Assets | 1.39% | 0.70% | +0.69% | 13th bottom |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 74th above |
| ACL / Total Loans | 0.69% | 1.28% | -0.59% | 7th bottom |
| ACL / NPLs (Coverage) | 40.12% | 1539.62% | -1499.50% | 7th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.62% | 7.33% | -1.71% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 42.39% | 19.48% | +22.91% | 97th top |
| Tier 1 Ratio | 42.39% | 19.51% | +22.88% | 97th top |
| Total Capital Ratio | 43.38% | 20.60% | +22.78% | 97th top |
| Leverage Ratio | 24.52% | 12.13% | +12.39% | 98th top |
| Equity / Assets | 24.14% | 11.37% | +12.77% | 98th top |
| TCE / Tangible Assets | 24.14% | 11.09% | +13.05% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 108.68% | 80.62% | +28.06% | 4th bottom |
| Core Deposit Ratio | 84.92% | 86.86% | -1.94% | 30th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.92% | 6.85% | -2.93% | 46th below |
| Loan Growth (Y/Y) | 4.79% | 7.90% | -3.11% | 46th below |
| Deposit Growth (Y/Y) | 3.80% | 6.29% | -2.49% | 48th below |
See Hatboro Federal Savings's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Hatboro Federal Savings, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hatboro Federal Savings profile, how to read a UBPR, or how this data updates.