Regional Missouri Bank
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Data as of · sourced from FFIEC call reports. How we update
Regional Missouri Bank is an FDIC-insured commercial bank headquartered in Marceline, MO, established in 1908 (FDIC certificate 18385), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $597.4M, up 6.0% from Q2 2025, the 62nd largest of 191 banks headquartered in Missouri. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 18385
- Headquarters
- Marceline, MO
- Established
- 1908
- Total assets, Q2 2026
- $597.4M
- Assets vs Q2 2025
- +6.0%
- Tier 1 leverage ratio, Q2 2026
- 11.61%
- Domestic offices
- 11 FDIC institution directory, current count
- Routing number
- 101909097
- Latest call report
- Q2 2026, FFIEC 051 · Regional Missouri Bank call report
- Holding company
- RMB BANCSHARES, INC.
- Asset rank in state
- 62nd of 191 in Missouri
Regional Missouri Bank is one of the more profitable banks of its size. Its balance sheet stood at $597 million at June 30, 2026, up 6.0% from a year earlier; it is based in Marceline, Missouri. It earns about $2.58 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also holds commercial real estate loans equal to only 36% of its capital, about a third the median of 1.2 times for banks its size. Much of that comes from cost control: it spends about 49 cents to bring in each dollar of revenue.
Earnings jumped: net income for the quarter was $3.8 million, 65% above the same quarter a year earlier.
As of June 30, 2026, Regional Missouri Bank reported a return on assets of 2.58%, a nonperforming-loan ratio of 0.07% and a Texas ratio of 0.50%. The figures come from its call report filed with the FFIEC.
Of the 191 banks headquartered in Missouri, Regional Missouri Bank is the 62nd largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.4% to $597.4M, loans were flat and deposits rose 0.3%. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 30.8% of total loans, followed by 1-4 family residential loans at 23.0%. Its 11 offices in the FDIC Summary of Deposits are in 9 cities in MO; its Marceline 2 offices book 28% of its branch deposits. On its Q2 2026 call report, Regional Missouri Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1201 S Missouri Ave, Marceline, MO 64658
- County
- Linn
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 13, 1908
- Domestic offices
- 11 FDIC institution directory, current count
- Employees (FTE)
- 105
- Domestic deposits
- $500.7M
- Allowance for credit losses
- $4.9M
- Net charge-offs (YTD)
- $4K
- Average total assets
- $585.1M
- Average total loans
- $468.7M
- Average interest-bearing deposits
- $394.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 11, 1961
- FDIC Cert
- 18385
- Fed RSSD
- 579140
- Website
- www.regionalmo.bank →
- Parent Holding Company
- RMB BANCSHARES, INC. (RSSD 1904963)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Regional Missouri Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Regional Missouri Bank's total assets ran between $496.6M (Q3 2023) and $597.4M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$597.4M total assets against $563.5M; $531.5M total liabilities against $505.4M.
$463.3M net loans and leases against $418.3M; $500.7M total deposits against $463.3M.
$73.7M securities against $78.1M; $32.7M cash and balances due against $40.4M.
$8.5M total interest income against $7.9M; $2.2M total interest expense against $2.6M.
$6.3M net interest income against $5.2M.
$1.4M total noninterest income against $547K; $3.8M total noninterest expense against $3.3M.
$142K provision for credit losses against $144K.
$3.8M net income against $2.3M.
2.58% return on assets against 1.59%; 4.51% net interest margin against 3.89%.
11.61% tier 1 leverage ratio against 10.81%.
Inside the full Regional Missouri Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeRegional Missouri Bank rankings
Its closest position to the top of a national ranking is 148 of 3,611, for ROA; its furthest is 2,952 of 3,640, for Texas Ratio.
Banks merged into Regional Missouri Bank
- Bank of New Cambria, effective November 8, 2025
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.33% (Q4 2025) to 2.58% (Q2 2026) and its net interest margin ran from 3.64% (Q4 2024) to 4.51% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.61% | 2.58% | 0.07% | 0.50% | 4.51% |
| Q1 2026 | 11.16% | 1.93% | 0.08% | 0.54% | 4.30% |
| Q4 2025 | 11.06% | 1.33% | 0.06% | 0.44% | 4.36% |
| Q3 2025 | 11.27% | 1.78% | 0.03% | 0.23% | 4.05% |
| Q2 2025 | 10.81% | 1.59% | 0.04% | 0.29% | 3.89% |
| Q1 2025 | 10.70% | 1.60% | 0.09% | 0.67% | 3.64% |
| Q4 2024 | 10.85% | 2.28% | 0.07% | 0.55% | 3.64% |
| Q3 2024 | 11.03% | 1.59% | 0.08% | 0.60% | 3.75% |
Swipe the table sideways to see every column.
Branch Network
View all 11 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Regional Missouri Bank (main office) | Marceline , MO | 64658 | $128.3M |
| Moberly Rollins Street Br | Moberly , MO | 65270 | $88.6M |
| Salisbury Branch | Salisbury , MO | 65281 | $85.6M |
| Keytesville Branch | Keytesville , MO | 65261 | $42.8M |
| Paris Branch | Paris , MO | 65275 | $39.1M |
| Glasgow Savings Bank Branch | Glasgow , MO | 65254 | $34.3M |
| Brookfield Branch | Brookfield , MO | 64628 | $23.1M |
| Bank of New Cambria Branch | New Cambria , MO | 63558 | $22.1M |
| B.C.M. Facility 24 | Moberly , MO | 65270 | $16.2M |
| Marceline Downtown Branch | Marceline , MO | 64658 | $13.2M |
| Bevier Branch | Bevier , MO | 63532 | $7.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 8, 2025 | Structure Change | Acquired Bank of New Cambria Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 7, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2019 | Structure Change | Acquired Bank of Cairo and Moberly Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 14, 2012 | Structure Change | Acquired Glasgow Savings Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| July 13, 2012 | Merger | Participated in FDIC Assisted Merger | FDIC |
| June 10, 2000 | Structure Change | Acquired Marceline Home Savings and Loan Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 9, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in MO, rank 81 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 243 applications, 192 loans originated, $41.2M originated, across 4 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $120K approved, $120K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2009 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Regional Missouri Bank
What are Regional Missouri Bank's total assets?
As of the Q2 2026 filing, Regional Missouri Bank reported total assets of $597.4 million in its FFIEC call report.
Where is Regional Missouri Bank headquartered?
It is headquartered in Marceline, MO, United States.
When was Regional Missouri Bank founded?
It was established in 1908, per the FDIC institution directory.
Is Regional Missouri Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #18385). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Regional Missouri Bank?
Regional Missouri Bank's primary federal regulator is the FDIC.
How many branches does Regional Missouri Bank operate?
It operates 11 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Regional Missouri Bank's Texas Ratio?
Its Texas Ratio is 0.50% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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