Regional Missouri Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Regional Missouri Bank of Marceline, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.58% | 1.34% | +1.24% | 95th top |
| ROAE | 23.32% | 13.32% | +10.00% | 94th top |
| Net Interest Margin | 4.51% | 3.93% | +0.58% | 79th top |
| Efficiency Ratio | 48.85% | 61.14% | -12.29% | 83rd top |
| PPNR / Avg Assets | 2.67% | 1.68% | +0.99% | 92nd top |
| Yield on Earning Assets | 6.05% | 5.67% | +0.38% | 70th above |
| Cost of Funds | 1.66% | 1.88% | -0.22% | 59th above |
| Net Interest Spread | 3.98% | 3.32% | +0.66% | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.94% | -0.87% | 76th top |
| NPA / Total Assets | 0.06% | 0.70% | -0.64% | 76th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 47th below |
| ACL / Total Loans | 1.04% | 1.28% | -0.24% | 31st below |
| ACL / NPLs (Coverage) | 1438.64% | 1546.19% | -107.55% | — |
| Texas Ratio | 0.50% | 7.34% | -6.84% | 80th top |
| Provision / NCO | 4900.00% | 1391.79% | +3508.21% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.61% | 12.14% | -0.53% | 60th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.03% | 11.36% | -0.33% | 61st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.60% | 11.08% | -0.48% | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.49% | 80.65% | +12.84% | 22nd bottom |
| Core Deposit Ratio | 92.01% | 86.85% | +5.16% | 67th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.18% | 5.04% | -0.86% | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.01% | 6.84% | -0.83% | 62nd above |
| Loan Growth (Y/Y) | 10.73% | 7.92% | +2.81% | 76th top |
| Deposit Growth (Y/Y) | 8.09% | 6.29% | +1.80% | 76th top |
See Regional Missouri Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Regional Missouri Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Regional Missouri Bank profile, how to read a UBPR, or how this data updates.