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Trinity Bank, N.A.

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Fort Worth, TX $100M to $1B in assets Est. May 28, 2003 FDIC #57543 RSSD #3185896 Routing #111924716 OCC

Data as of · sourced from FFIEC call reports. How we update

Trinity Bank, N.A. is an FDIC-insured commercial bank headquartered in Fort Worth, TX, established in 2003 (FDIC certificate 57543), and it is supervised by the OCC. At Q2 2026 it reported total assets of $569.1M, up 8.0% from Q2 2025, the 147th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 16.93% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
57543
Headquarters
Fort Worth, TX
Established
2003
Total assets, Q2 2026
$569.1M
Assets vs Q2 2025
+8.0%
CET1 ratio, Q2 2026
16.93%
Domestic offices
1 FDIC institution directory, current count
Routing number
111924716
Latest call report
Q2 2026, FFIEC 051 · Trinity Bank, N.A. call report
Asset rank in state
147th of 346 in Texas
Assets
$569.1M
Deposits
$495.8M
Loans
$369.7M
Equity
$70.0M

Trinity Bank, N.A. runs leaner than most banks of its size. It reported $569 million in assets at June 30, 2026, up 8.0% from a year earlier. It spends about 44 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 2.6%).

Loans are outrunning deposits: over the year loans rose 13.5% and deposits rose 6.6%. The commercial and industrial book ($196 million) is worsening: 1.98% of it is past due or on nonaccrual, up from 0.26% a year earlier.

As of June 30, 2026, Trinity Bank, N.A. reported a CET1 capital ratio of 16.93%, a return on assets of 1.76%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

By total assets at Q2 2026, Trinity Bank, N.A. is the 147th largest of the 346 banks headquartered in Texas. Between Q1 2026 and Q2 2026, its total assets rose 1.0% to $569.1M, loans rose 7.1% and deposits rose 0.5%. Commercial and industrial loans made up 53.0% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 20.3%. Its one office in the FDIC Summary of Deposits is in Fort Worth, TX. By the capital ratios in its Q2 2026 call report, Trinity Bank, N.A. meets every capital ratio test for well capitalized.

Headquarters Profile

Address
3500 W Vickery Blvd, Fort Worth, TX 76107
County
Tarrant
Metro Area
Dallas-Fort Worth-Arlington, TX
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
May 28, 2003
Domestic offices
1 FDIC institution directory, current count
Employees (FTE)
33
Domestic deposits
$495.8M
Allowance for credit losses
$5.6M
Net charge-offs (YTD)
$232K
Average total assets
$557.1M
Average total loans
$351.3M
Average interest-bearing deposits
$334.7M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
May 28, 2003
FDIC Cert
57543
Fed RSSD
3185896

Profitability

Q2 annualized
Return on Assets1.76%YTD 1.70%
Return on Equity14.38%YTD 14.06%
Net Interest Margin4.41%YTD 4.28%

Balance Sheet

Total liabilities$499.1M
Cash & balances due$46.9M
Securities, available-for-sale$137.6M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$2.4M
Net interest income YTD$10.9M
Total interest income YTD$15.4M
Total interest expense YTD$4.5M
Provision for credit losses YTD$371K

Operating & Funding

Total noninterest income YTD$722K
Total noninterest expense YTD$5.6M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

From Q3 2023 to Q2 2026, Trinity Bank, N.A.'s total assets ranged from $459.0M (Q3 2023) to $569.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$569.1M total assets against $527.2M; $499.1M total liabilities against $468.0M.

Loans and leases against deposits

$364.1M net loans and leases against $320.2M; $495.8M total deposits against $465.0M.

Securities and cash

$137.6M securities against $133.0M; $46.9M cash and balances due against $61.1M.

Interest income against interest expense

$7.8M total interest income against $7.5M; $2.2M total interest expense against $2.3M.

Net interest income

$5.6M net interest income against $5.2M.

Noninterest income against noninterest expense

$434K total noninterest income against $207K; $2.8M total noninterest expense against $2.6M.

Provision for credit losses

$371K provision for credit losses against $0.

Net income

$2.4M net income against $2.4M.

Return on assets and net interest margin

1.76% return on assets against 1.79%; 4.41% net interest margin against 4.21%.

CET1 and Tier 1 leverage ratios

16.93% CET1 capital ratio against 17.21%; 12.79% tier 1 leverage ratio against 12.00%.

Inside the full Trinity Bank, N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 1.60% (Q4 2025) to 1.79% (Q2 2025) and its net interest margin ran from 3.86% (Q4 2024) to 4.41% (Q2 2026).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 16.93% 1.76% 0.00% 0.00% 4.41%
Q1 2026 17.37% 1.64% 0.00% 0.00% 4.14%
Q4 2025 17.08% 1.60% 0.00% 0.00% 4.17%
Q3 2025 16.74% 1.70% 0.10% 0.50% 4.20%
Q2 2025 17.21% 1.79% 0.13% 0.65% 4.21%
Q1 2025 17.99% 1.76% 0.31% 1.53% 4.15%
Q4 2024 17.09% 1.64% 0.34% 1.74% 3.86%
Q3 2024 17.33% 1.73% 0.00% 0.00% 4.27%

Swipe the table sideways to see every column.

Branch Network

View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–1 of 1
Branch Location ZIP Deposits
Trinity Bank, N.A. Fort Worth , TX 76107 $495.8M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in TX, rank 190 of 441 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Trinity Bank, N.A.: regulatory capital profile · BankRegReports

Frequently asked about Trinity Bank, N.A.

What are Trinity Bank, N.A.'s total assets?

As of the Q2 2026 filing, Trinity Bank, N.A. reported total assets of $569.1 million in its FFIEC call report.

Where is Trinity Bank, N.A. headquartered?

It is headquartered in Fort Worth, TX, United States.

When was Trinity Bank, N.A. founded?

It was established in 2003, per the FDIC institution directory.

Is Trinity Bank, N.A. FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57543). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Trinity Bank, N.A.?

Trinity Bank, N.A.'s primary federal regulator is the OCC.

What is Trinity Bank, N.A.'s CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 16.93% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Trinity Bank, N.A. operate?

It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Trinity Bank, N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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