TexasBank (Fort Worth, TX)
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Data as of · sourced from FFIEC call reports. How we update
TexasBank is an FDIC-insured commercial bank headquartered in Fort Worth, TX, established in 1966 (FDIC certificate 19559), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $2.48B, up 2.6% from Q2 2025, the 46th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 17.39% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 19559
- Headquarters
- Fort Worth, TX
- Established
- 1966
- Total assets, Q2 2026
- $2.48B
- Assets vs Q2 2025
- +2.6%
- CET1 ratio, Q2 2026
- 17.39%
- Domestic offices
- 20 FDIC institution directory, current count
- Routing number
- 111902424
- Latest call report
- Q2 2026, FFIEC 051 · TexasBank call report
- Holding company
- TEXAS BANC FINANCIAL CORP
- Asset rank in state
- 46th of 346 in Texas
TexasBank is one of the more profitable banks of its size. It reported $2.5 billion in assets at June 30, 2026, up 2.6% from a year earlier. It earns about $2.35 a year on every $100 of assets, about double the median of $1.29 for the 895 banks with $1 billion to $10 billion in assets. It also keeps 5.03 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.71 cents).
Net income for the quarter rose 28% from a year earlier, to $14 million. Over the same year, loans grew 9.2% and deposits grew 3.5%. Funding is the softer spot: it pays an average of 2.59% on its deposits and borrowings, higher than about three-quarters of banks its size (median 2.01%).
As of June 30, 2026, TexasBank reported a CET1 capital ratio of 17.39%, a return on assets of 2.35%, a nonperforming-loan ratio of 0.41% and a Texas ratio of 5.16%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, TexasBank is the 46th largest of the 346 banks headquartered in Texas. Between Q1 2026 and Q2 2026, its total assets rose 0.4% to $2.48B, loans rose 3.3% and deposits fell 0.6%. 1-4 family residential loans made up 52.6% of its total loans on June 30, 2026, its largest category; next came construction and land development loans at 20.2%. The FDIC Summary of Deposits lists 19 offices for it, in 11 cities in TX; its Fort Worth 3 offices book 44% of its branch deposits. On its Q2 2026 call report, TexasBank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 4521 S Hulen St, Fort Worth, TX 76109
- County
- Tarrant
- Metro Area
- Brownwood, TX
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- March 7, 1966
- Former names
- InterFirst Bank Brownwood (1987); The Southwest State Bank (1970-1984)
- Domestic offices
- 20 FDIC institution directory, current count
- Employees (FTE)
- 406
- Domestic deposits
- $2.01B
- Allowance for credit losses
- $25.5M
- Net charge-offs (YTD)
- $1.2M
- Average total assets
- $2.45B
- Average total loans
- $2.11B
- Average interest-bearing deposits
- $1.60B
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 7, 1966
- FDIC Cert
- 19559
- Fed RSSD
- 232856
- Website
- www.texasbank.com →
- Parent Holding Company
- TEXAS BANC FINANCIAL CORP (RSSD 4126225)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, TexasBank's total assets ranged from $2.11B (Q3 2023) to $2.58B (Q1 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$2.48B total assets against $2.42B; $2.17B total liabilities against $2.14B.
$2.11B net loans and leases against $1.94B; $2.01B total deposits against $1.94B.
$83.0M securities against $89.9M; $212.7M cash and balances due against $329.1M.
$43.9M total interest income against $42.8M; $13.7M total interest expense against $17.7M.
$30.2M net interest income against $25.1M.
$3.4M total noninterest income against $3.0M; $18.0M total noninterest expense against $16.1M.
$1.1M provision for credit losses against $820K.
$14.4M net income against $11.3M.
2.35% return on assets against 1.82%; 5.03% net interest margin against 4.14%.
17.39% CET1 capital ratio against 17.05%; 12.87% tier 1 leverage ratio against 11.45%.
Inside the full TexasBank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
TexasBank rankings
Its closest position to the top of a national ranking is 225 of 3,611, for ROA; its furthest is 520 of 980, for uninsured deposits.
Metric pages for TexasBank: ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.39% (Q1 2025) to 2.35% (Q2 2026) and its net interest margin ran from 3.69% (Q1 2025) to 5.03% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 17.39% | 2.35% | 0.41% | 5.16% | 5.03% |
| Q1 2026 | 17.59% | 2.32% | 0.47% | 5.24% | 4.70% |
| Q4 2025 | 17.91% | 1.99% | 1.78% | 13.19% | 4.53% |
| Q3 2025 | 17.47% | 2.02% | 0.60% | 6.07% | 4.50% |
| Q2 2025 | 17.05% | 1.82% | 0.71% | 6.89% | 4.14% |
| Q1 2025 | 18.21% | 1.39% | 0.27% | 3.61% | 3.69% |
| Q4 2024 | 18.38% | 1.89% | 0.24% | 4.22% | 3.81% |
| Q3 2024 | 17.54% | 1.72% | 0.43% | 5.40% | 3.71% |
Swipe the table sideways to see every column.
Branch Network
View all 19 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| TexasBank (main office) | Fort Worth , TX | 76109 | $857.0M |
| Texas Bank Financial Branch | Weatherford , TX | 76086 | $217.6M |
| Brownwood-Downtown Branch | Brownwood , TX | 76801 | $212.2M |
| Stephenville Branch | Stephenville , TX | 76401 | $188.5M |
| Comanche Banking Center Branch | Comanche , TX | 76442 | $130.0M |
| Dallas Branch | Dallas , TX | 75240 | $72.4M |
| Decatur Branch | Decatur , TX | 76234 | $59.3M |
| Brownwood Branch | Brownwood , TX | 76801 | $49.2M |
| Bangs Banking Branch | Bangs , TX | 76823 | $39.4M |
| Branch of Texas Bank | Weatherford , TX | 76086 | $35.0M |
| Texasbank El Paso Branch | El Paso , TX | 79925 | $32.9M |
| Eastland Branch | Eastland , TX | 76448 | $30.3M |
| Shadow Mountain Branch | El Paso , TX | 79912 | $27.7M |
| Dublin Branch | Dublin , TX | 76446 | $26.4M |
| Texasbank - Fort Worth Branch | Fort Worth , TX | 76104 | $15.2M |
| Texasbank-Fort Worth Club Branch | Fort Worth , TX | 76102 | $13.4M |
| Brownwood Marketplace Banking Center | Brownwood , TX | 76801 | $497K |
| Texasbank Stephenville Banking Center 2 | Stephenville , TX | 76401 | $252K |
| Detached Facility | Brownwood , TX | 76801 | $1K |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 2, 2022 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 2, 2022 | Structure Change | Acquired Texas Bank Financial Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 24, 1992 | Structure Change | Acquired First State Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| January 23, 1992 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 1987 | Structure Change | Acquired Texas Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 30, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in TX, rank 68 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 9 loans, $2.0M approved, $222K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about TexasBank
What are TexasBank's total assets?
As of the Q2 2026 filing, TexasBank reported total assets of $2.48 billion in its FFIEC call report.
Where is TexasBank headquartered?
It is headquartered in Fort Worth, TX, United States.
When was TexasBank founded?
It was established in 1966, per the FDIC institution directory.
Is TexasBank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #19559). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates TexasBank?
TexasBank's primary federal regulator is the FDIC.
What is TexasBank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 17.39% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does TexasBank operate?
It operates 20 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is TexasBank's Texas Ratio?
Its Texas Ratio is 5.16% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was TexasBank previously called?
The charter now named TexasBank has also operated as InterFirst Bank Brownwood (1987), The Southwest State Bank (1970-1984), per FDIC structure-change records.
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