Wells Fargo Bank South Central, N.A.
Capital moved notably last quarter — CET1 ratio of 75.99% was up 427bps from the prior quarter. Wells Fargo Bank South Central, N.A. is the primary bank subsidiary of its parent holding company, headquartered in Houston, TX. Wells Fargo Bank South Central's Q1 2026 balance sheet shows $2.7B in assets funded primarily by $1.8B in customer deposits. Profitability is strong — 1.70% ROA, paired with 6.11% ROE and a 2.34% net interest margin. Capital cushions are healthy: 75.99% CET1, 28.01% Tier 1 leverage. Credit metrics are in line with industry norms — 1.18% NPL ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 2005 Taylor St, HOUSTON, TX 77007
- County
- Harris
- Metro Area
- FARIBAULT-NORTHFIELD, MN
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- June 18, 1894
- Branches
- 1 domestic
- FDIC Cert
- 5146
- Fed RSSD
- 2362458
- Website
- www.wellsfargo.com →
- Parent Holding Company
- WFC HOLDINGS, LLC (RSSD 2741679)
Capital & Liquidity
Inside the full Wells Fargo Bank South Central, N.A. terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Wells Fargo Bank South Central, N.A. — freeThis is just Wells Fargo Bank South Central, N.A.'s summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Wells Fargo Bank South Central, N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Similar banks
Compare Wells Fargo Bank South Central, N.A. with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Wells Fargo Bank South Central, N.A.
What are Wells Fargo Bank South Central, N.A.'s total assets?
As of the Q1 2026 filing, Wells Fargo Bank South Central, N.A. reported total assets of $2.70 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Wells Fargo Bank South Central, N.A. headquartered?
Wells Fargo Bank South Central, N.A. is headquartered in HOUSTON, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Wells Fargo Bank South Central, N.A. founded?
Wells Fargo Bank South Central, N.A. was established in 1894, per the FDIC institution directory.
Is Wells Fargo Bank South Central, N.A. FDIC-insured?
Yes. Wells Fargo Bank South Central, N.A. is an FDIC-insured commercial bank (FDIC Certificate #5146). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Wells Fargo Bank South Central, N.A.?
Wells Fargo Bank South Central, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Wells Fargo Bank South Central, N.A.'s CET1 capital ratio?
Wells Fargo Bank South Central, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 75.99% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Wells Fargo Bank South Central, N.A. operate?
Wells Fargo Bank South Central, N.A. operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Wells Fargo Bank South Central, N.A.'s Texas Ratio?
Wells Fargo Bank South Central, N.A.'s Texas Ratio is 2.82% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Wells Fargo Bank South Central, N.A..
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required