TexasBank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks TexasBank of Fort Worth, TX against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.35% | 1.34% | +1.01% | 94th top |
| ROAE | 18.64% | 12.40% | +6.24% | 85th top |
| Net Interest Margin | 5.03% | 3.83% | +1.20% | 95th top |
| Efficiency Ratio | 53.64% | 57.84% | -4.20% | 62nd above |
| PPNR / Avg Assets | 2.52% | — | — | 88th top |
| Yield on Earning Assets | 7.31% | 5.71% | +1.60% | 96th top |
| Cost of Funds | 2.59% | 2.02% | +0.57% | 18th bottom |
| Net Interest Spread | 4.20% | — | — | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.70% | 1.00% | -0.30% | 46th below |
| NPA / Total Assets | 0.95% | — | — | 27th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.43% | -0.37% | 37th below |
| ACL / Total Loans | 1.19% | — | — | 57th above |
| ACL / NPLs (Coverage) | 169.71% | — | — | 48th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.16% | 5.47% | -0.31% | 38th below |
| Provision / NCO | 249.05% | — | — | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.39% | 14.99% | +2.40% | 84th top |
| Tier 1 Ratio | 17.39% | 15.02% | +2.37% | 84th top |
| Total Capital Ratio | 18.64% | — | — | 85th top |
| Leverage Ratio | 12.87% | 11.11% | +1.76% | 83rd top |
| Equity / Assets | 12.65% | 11.02% | +1.63% | 82nd top |
| TCE / Tangible Assets | 12.59% | — | — | 87th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 106.54% | 86.99% | +19.55% | 7th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 85.74% | 85.57% | +0.17% | 37th below |
| Uninsured Deposit Ratio | 30.92% | 33.19% | -2.27% | 50th above |
| Wholesale Funding Ratio | 5.83% | — | — | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.58% | — | — | 30th below |
| Loan Growth (Y/Y) | 9.17% | — | — | 70th above |
| Deposit Growth (Y/Y) | 3.51% | — | — | 39th below |
See TexasBank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock TexasBank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full TexasBank profile, how to read a UBPR, or how this data updates.