Bank Comparison
Enterprise Bank vs Select Bank
BankRegReports is independent of Enterprise Bank and Select Bank and never asks for online banking logins or passwords.
At Q2 2026, Enterprise Bank is the larger bank, with $524.6M in total assets to Select Bank's $524.4M; Select Bank has the higher CET1 ratio (11.52% vs 11.34%) and the higher return on assets (1.27% vs 0.68%).
vs
0 · 15
winning metrics across 16 scored rows (1 tied)
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | Enterprise Bank | Select Bank |
|---|---|---|
| CET1 Ratio | 11.34% | 11.52% |
| Tier 1 Capital Ratio | 11.34% | 11.52% |
| Total Capital Ratio | 11.67% | 12.37% |
| Tier 1 Leverage Ratio | 8.15% | 9.54% |
| Equity / Assets | 8.01% | 8.29% |
Profitability
| Metric | Enterprise Bank | Select Bank |
|---|---|---|
| Return on Assets (ROA) | 0.68% | 1.27% |
| Return on Equity (ROE) | 8.46% | 15.26% |
| Net Interest Margin (NIM) | 2.96% | 3.43% |
| Yield on Earning Assets | 5.98% | 6.00% |
| Cost of Funds | 3.11% | 2.64% |
Asset quality
| Metric | Enterprise Bank | Select Bank |
|---|---|---|
| Texas Ratio | 79.15% | 10.38% |
| Non-Performing Loan Ratio | 6.18% | 1.06% |
| Non-Performing Asset Ratio | 6.76% | 0.93% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.32% | 0.78% |
Balance sheet
| Metric | Enterprise Bank | Select Bank |
|---|---|---|
| Total Assets | $524.6M | $524.4M |
| Total Deposits | $415.7M | $448.4M |
| Total Loans | $359.4M | $459.4M |
| Total Equity | $42.0M | $43.5M |
| Net Income (quarter) | $881K | $1.6M |
Liquidity & funding
| Metric | Enterprise Bank | Select Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 86.46% | 102.46% |
| Core Deposit Ratio | 55.87% | 87.17% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Enterprise Bank | Select Bank |
|---|---|---|
| Headquarters City | Allison Park | Forest |
| Headquarters State | PA | VA |
| Asset Tier | $100M to $1B in assets | $100M to $1B in assets |
| Regulator | FDIC | FED |
| Domestic Branches | 1 | 6 |
| Employees (FTE) | 70 | 58 |
| Established | October 23, 1998 | June 4, 2007 |
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full Enterprise Bank profile | View full Select Bank profile | Browse all bank comparisons