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San Joaquin County, CA Bank Deposit Market Share

Wells Fargo Bank, N.A. holds the largest share of deposits in San Joaquin County, CA, 18.3%, followed by Bank of America, N.A. (15.8%) and Bank of Stockton (15.0%). 15 institutions hold $15.69B at 88 offices as of June 30, 2026, up 3.5% from 2025.

Institutions: 15 Offices: 88 Deposits: $15.69B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Farmers & Merchants Bank of Central California (0.74 points); JPMorgan Chase Bank, N.A. (0.45 points); Wells Fargo Bank, N.A. (0.31 points).

Lost: Bank of America, N.A. (-0.80 points); BMO Bank N.A. (-0.65 points); Bac Community Bank (-0.20 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Wells Fargo Bank, N.A. 10 $2.87B 18.30% +0.31 pts 5.3%
2 Bank of America, N.A. 8 $2.47B 15.75% -0.80 pts -1.5%
3 Bank of Stockton 8 $2.35B 14.99% +0.15 pts 4.5%
4 Farmers & Merchants Bank of Central California 11 $2.22B 14.14% +0.74 pts 9.2%
5 JPMorgan Chase Bank, N.A. 9 $2.18B 13.87% +0.45 pts 6.9%
6 BMO Bank N.A. 11 $1.02B 6.47% -0.65 pts -5.9%
7 PNC Bank, N.A. 7 $608.0M 3.88% +0.00 pts 3.6%
8 U.S. Bank N.A. 7 $530.0M 3.38% +0.02 pts 4.2%
9 Oak Valley Community Bank 6 $526.0M 3.35% +0.29 pts 13.1%
10 Bac Community Bank 3 $434.0M 2.77% -0.20 pts -3.4%
11 Citibank, N.A. 1 $140.0M 0.89% -0.01 pts 2.2%
12 Community West Bank 2 $133.9M 0.85% +0.05 pts 9.6%
13 United Business Bank 2 $84.5M 0.54% -0.04 pts -3.8%
14 Citizens Business Bank, N.A. 2 $83.3M 0.53% -0.10 pts -13.6%
15 Mechanics Bank 1 $45.5M 0.29% -0.04 pts -7.8%

About this list

Deposits are those held at each institution's offices in San Joaquin County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

California deposits by institution Stockton, CA metro area California bank directory

Other counties in California

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