Skip to main content

Lists · Deposits by county

Monterey County, CA Bank Deposit Market Share

JPMorgan Chase Bank, N.A. holds the largest share of deposits in Monterey County, CA, 25.7%, followed by Wells Fargo Bank, N.A. (21.8%) and Bank of America, N.A. (15.8%). 13 institutions hold $11.81B at 64 offices as of June 30, 2026, up 2.2% from 2025.

Institutions: 13 Offices: 64 Deposits: $11.81B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (2.26 points, new to this market); West Coast Community Bank (0.94 points); Pacific Valley Bank (0.43 points).

Lost: Bank of America, N.A. (-1.00 points); Fremont Bank (-0.24 points); U.S. Bank N.A. (-0.18 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 JPMorgan Chase Bank, N.A. 12 $3.04B 25.69% +0.25 pts 3.2%
2 Wells Fargo Bank, N.A. 14 $2.58B 21.81% -0.13 pts 1.6%
3 Bank of America, N.A. 6 $1.87B 15.84% -1.00 pts -3.8%
4 Mechanics Bank 9 $1.05B 8.87% -0.11 pts 1.0%
5 West Coast Community Bank 3 $941.0M 7.96% +0.94 pts 15.8%
6 U.S. Bank N.A. 5 $914.2M 7.74% -0.18 pts -0.1%
7 Pacific Valley Bank 4 $552.6M 4.68% +0.43 pts 12.5%
8 Fifth Third Bank, N.A. 3 $266.7M 2.26% +2.26 pts New
9 Monterey County Bank 4 $232.6M 1.97% +0.30 pts 20.3%
10 Pinnacle Bank 1 $191.8M 1.62% +0.04 pts 4.8%
11 Fremont Bank 1 $97.4M 0.82% -0.24 pts -20.5%
12 BMO Bank N.A. 1 $65.5M 0.55% -0.11 pts -14.6%
13 UMB Bank, N.A. 1 $21.0M 0.18% +0.03 pts 25.3%

About this list

Deposits are those held at each institution's offices in Monterey County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

California deposits by institution Salinas, CA metro area California bank directory

Other counties in California

Los Angeles CountySan Francisco CountySanta Clara CountyOrange CountySan Diego CountySacramento CountyAlameda CountyContra Costa CountyRiverside CountySan Mateo CountySan Bernardino CountyVentura CountySonoma CountyFresno CountyMarin CountySan Joaquin CountyPlacer CountySanta Barbara CountyStanislaus CountyKern CountySan Luis Obispo CountySanta Cruz CountyTulare CountyButte CountySolano CountyYolo CountyShasta CountyNapa CountyEl Dorado CountyMerced CountySutter CountyNevada CountyHumboldt CountyImperial CountyMendocino CountyMadera CountyKings CountyTuolumne CountySan Benito CountySiskiyou County

More lists and rankings

Oldest banks De novo banks Largest credit unions Deposits by state Deposits by metro area Largest savings banks S corporation banks Industrial loan companies Non-depository trust companies Credit card banks Publicly traded banks Foreign bank branches New holding companies Largest banks by assets Bank failures Bank mergers All rankings

Open any institution for its full financials, trends and peer benchmarks. Free, no card required.

Start free, no card required

Explore more: deposits by state · deposits by metro area · all rankings