Lists · Deposits by metro area
Salinas, CA Metro Area Bank Deposit Market Share
JPMorgan Chase Bank, N.A. holds the largest share of deposits in the Salinas, CA metro area, 25.7%, followed by Wells Fargo Bank, N.A. (21.8%) and Bank of America, N.A. (15.8%). 13 institutions hold $11.81B at 64 offices as of June 30, 2026, up 2.2% from 2025.
Largest share changes since 2025
Gained: Fifth Third Bank, N.A. (2.26 points, new to this market); West Coast Community Bank (0.94 points); Pacific Valley Bank (0.43 points).
Lost: Bank of America, N.A. (-1.00 points); Fremont Bank (-0.24 points); U.S. Bank N.A. (-0.18 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | $3.04B | 25.69% | +0.25 pts |
| 2 | Wells Fargo Bank, N.A. | $2.58B | 21.81% | -0.13 pts |
| 3 | Bank of America, N.A. | $1.87B | 15.84% | -1.00 pts |
| 4 | Mechanics Bank | $1.05B | 8.87% | -0.11 pts |
| 5 | West Coast Community Bank | $941.0M | 7.96% | +0.94 pts |
| 6 | U.S. Bank N.A. | $914.2M | 7.74% | -0.18 pts |
| 7 | Pacific Valley Bank | $552.6M | 4.68% | +0.43 pts |
| 8 | Fifth Third Bank, N.A. | $266.7M | 2.26% | +2.26 pts |
| 9 | Monterey County Bank | $232.6M | 1.97% | +0.30 pts |
| 10 | Pinnacle Bank | $191.8M | 1.62% | +0.04 pts |
| 11 | Fremont Bank | $97.4M | 0.82% | -0.24 pts |
| 12 | BMO Bank N.A. | $65.5M | 0.55% | -0.11 pts |
| 13 | UMB Bank, N.A. | $21.0M | 0.18% | +0.03 pts |
About this list
Deposits are those held at each institution's offices in Salinas, CA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Counties in this metro area
Statewide deposits
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