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Lists · Deposits by metro area

San Diego-Chula Vista-Carlsbad, CA Metro Area Bank Deposit Market Share

JPMorgan Chase Bank, N.A. holds the largest share of deposits in the San Diego-Chula Vista-Carlsbad, CA metro area, 20.2%, followed by Axos Bank (17.1%) and Wells Fargo Bank, N.A. (15.5%). 42 institutions hold $134.97B at 431 offices as of June 30, 2026, up 6.0% from 2025.

Institutions: 42 Offices: 431 Deposits: $134.97B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Axos Bank (2.03 points); Western Alliance Bank (0.96 points); Fifth Third Bank, N.A. (0.55 points, new to this market).

Lost: Wells Fargo Bank, N.A. (-0.84 points); Bank of America, N.A. (-0.77 points); PNC Bank, N.A. (-0.57 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 JPMorgan Chase Bank, N.A. 82 $27.21B 20.16% -0.37 pts 4.1%
2 Axos Bank 1 $23.11B 17.12% +2.03 pts 20.3%
3 Wells Fargo Bank, N.A. 72 $20.89B 15.47% -0.84 pts 0.5%
4 Bank of America, N.A. 57 $15.84B 11.74% -0.77 pts -0.6%
5 U.S. Bank N.A. 68 $11.58B 8.58% -0.16 pts 4.1%
6 Western Alliance Bank 6 $8.92B 6.61% +0.96 pts 24.0%
7 Zions Bancorporation, N.A. 21 $4.57B 3.38% +0.05 pts 7.4%
8 Enterprise Bank & Trust 2 $4.29B 3.18% +0.17 pts 11.8%
9 Citibank, N.A. 16 $2.76B 2.04% -0.18 pts -2.4%
10 Banc of California 13 $1.64B 1.22% — —
11 PNC Bank, N.A. 6 $1.46B 1.08% -0.57 pts -30.7%
12 BMO Bank N.A. 4 $1.30B 0.96% -0.21 pts -12.8%
13 CalPrivate Bank 3 $1.20B 0.89% -0.09 pts -3.8%
14 City National Bank 4 $1.20B 0.89% +0.11 pts 21.0%
15 First-Citizens Bank & Trust Company 7 $1.01B 0.75% -0.05 pts -1.1%
16 Banner Bank 8 $883.2M 0.65% +0.03 pts 10.6%
17 Columbia Bank 7 $843.7M 0.63% +0.50 pts 445.3%
18 Fifth Third Bank, N.A. 12 $744.2M 0.55% +0.55 pts New
19 Endeavor Bank 2 $725.1M 0.54% +0.01 pts 8.6%
20 C3BANK, N.A. 2 $708.4M 0.52% -0.04 pts -1.7%
21 East West Bank 1 $708.4M 0.52% +0.14 pts 44.8%
22 California Bank of Commerce, N.A. 4 $631.2M 0.47% -0.11 pts -13.8%
23 Cathay Bank 1 $267.4M 0.20% 0.00 pts 5.8%
24 Balboa Thrift and Loan Association 1 $196.6M 0.15% -0.02 pts -9.2%
25 Mechanics Bank 5 $196.0M 0.15% +0.14 pts 5507.1%
26 Home Bank of California 1 $192.2M 0.14% -0.02 pts -6.4%
27 State Bank of India (California) 1 $185.6M 0.14% +0.01 pts 17.7%
28 Neighborhood National Bank 2 $177.7M 0.13% +0.00 pts 7.9%
29 First Bank 3 $171.1M 0.13% -0.01 pts -5.0%
30 Poppy Bank 5 $168.2M 0.12% +0.01 pts 14.4%
31 Hanmi Bank 1 $163.4M 0.12% 0.00 pts 2.9%
32 Citizens Business Bank, N.A. 2 $147.2M 0.11% +0.01 pts 12.9%
33 The Northern Trust Company 1 $146.8M 0.11% -0.03 pts -14.1%
34 Sunflower Bank, N.A. 2 $137.1M 0.10% +0.04 pts 66.5%
35 Bank of Hope 1 $111.8M 0.08% -0.02 pts -13.3%
36 Shinhan Bank America 1 $103.2M 0.08% -0.01 pts -5.6%
37 Citizens Bank, N.A. 1 $99.9M 0.07% +0.07 pts New
38 First Pacific Bank 1 $98.2M 0.07% +0.00 pts 12.6%
39 MidFirst Bank 1 $81.6M 0.06% +0.00 pts 6.1%
40 Monet Bank 1 $46.1M 0.03% -0.01 pts -12.2%
41 Hatch Bank 1 $41.3M 0.03% 0.00 pts 1.4%
42 Beach Cities Commercial Bank 1 $27.9M 0.02% +0.00 pts 12.7%

About this list

Deposits are those held at each institution's offices in San Diego-Chula Vista-Carlsbad, CA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city. A dash marks an institution with a closed office that could not be placed in one market, so its change is not shown.

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Statewide deposits

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