Hatch Bank
Capital moved notably last quarter — CET1 ratio of 30.76% was up 154bps from the prior quarter. Operating from San Marcos, CA, Hatch Bank serves its local market as an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $187M in assets, including $120M in loans. The bank posts a strong 4.75% ROA and 23.15% ROE. Regulatory capital is solid — 30.76% CET1 and 32.02% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.
Headquarters Profile
- Address
- 1001 W San Marcos Blvd, SAN MARCOS, CA 92078
- County
- San Diego
- Metro Area
- SAN DIEGO-CHULA VISTA-CARLSBAD, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 14
- Established
- January 2, 1982
- Branches
- 1 domestic
- Employees (FTE)
- 26
- FDIC Cert
- 25803
- Fed RSSD
- 733661
- Website
- www.hatchbank.com →
- Parent Holding Company
- FIRSTRUST SAVINGS BANK (RSSD 932978)
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Hatch Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
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Frequently asked about Hatch Bank
What are Hatch Bank's total assets?
As of the Q1 2026 filing, Hatch Bank reported total assets of $186.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Hatch Bank headquartered?
Hatch Bank is headquartered in SAN MARCOS, CA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Hatch Bank founded?
Hatch Bank was established in 1982, per the FDIC institution directory.
Is Hatch Bank FDIC-insured?
Yes. Hatch Bank is an FDIC-insured commercial bank (FDIC Certificate #25803). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hatch Bank?
Hatch Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Hatch Bank's CET1 capital ratio?
Hatch Bank reported a Common Equity Tier 1 (CET1) capital ratio of 30.76% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Hatch Bank operate?
Hatch Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Hatch Bank's Texas Ratio?
Hatch Bank's Texas Ratio is 0.71% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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