State Savings Bank of Manistique, the
State Savings Bank of Manistique, the is an FDIC-insured commercial bank. Total assets stand at $183M. Profitability runs below industry average — 0.67% ROA, 8.64% ROE, with NIM at 2.94%. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.46% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.18% NPLs and a 1.47% Texas Ratio. 3 branches make up the footprint.
Headquarters Profile
- Address
- 101 S Cedar St, MANISTIQUE, MI 49854
- County
- Schoolcraft
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 9
- Established
- July 7, 1917
- Branches
- 3 domestic
- Employees (FTE)
- 26
- FDIC Cert
- 13249
- Fed RSSD
- 259956
- Website
- www.statesavingsbank.com →
- Parent Holding Company
- SSB, INC. (RSSD 1137686)
Capital & Liquidity
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State Savings Bank of Manistique, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about State Savings Bank of Manistique, the
What are State Savings Bank of Manistique, the's total assets?
As of the Q1 2026 filing, State Savings Bank of Manistique, the reported total assets of $182.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is State Savings Bank of Manistique, the headquartered?
State Savings Bank of Manistique, the is headquartered in MANISTIQUE, MI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was State Savings Bank of Manistique, the founded?
State Savings Bank of Manistique, the was established in 1917, per the FDIC institution directory.
Is State Savings Bank of Manistique, the FDIC-insured?
Yes. State Savings Bank of Manistique, the is an FDIC-insured commercial bank (FDIC Certificate #13249). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Savings Bank of Manistique, the?
State Savings Bank of Manistique, the's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does State Savings Bank of Manistique, the operate?
State Savings Bank of Manistique, the operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is State Savings Bank of Manistique, the's Texas Ratio?
State Savings Bank of Manistique, the's Texas Ratio is 1.47% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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