The Haverford Trust Company
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Data as of · sourced from FFIEC call reports. How we update
The Haverford Trust Company is an FDIC-insured commercial bank headquartered in Radnor, PA, established in 1985 (FDIC certificate 26189), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $191.0M, up 4.4% from Q2 2025, the 94th largest of 109 banks headquartered in Pennsylvania. It reports no CET1 ratio; its Tier 1 leverage ratio was 22.49% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 26189
- Headquarters
- Radnor, PA
- Established
- 1985
- Total assets, Q2 2026
- $191.0M
- Assets vs Q2 2025
- +4.4%
- Tier 1 leverage ratio, Q2 2026
- 22.49%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 036002085
- Latest call report
- Q2 2026, FFIEC 041 · The Haverford Trust Company call report
- Holding company
- DREXEL MORGAN & CO.
- Asset rank in state
- 94th of 109 in Pennsylvania
The Haverford Trust Company is one of the more profitable banks of its size. Its balance sheet stood at $191 million at June 30, 2026, up 4.4% from a year earlier; it is based in Radnor, Pennsylvania. It returns 38.2% a year on shareholders' equity, about triple the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it keeps 2.33 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.95 cents).
Net income for the quarter rose 27% from a year earlier, to $3.9 million. Over the same year, loans grew 16.8% and deposits grew 3.6%. Funding is the softer spot: it pays an average of 3.70% on its deposits and borrowings, about double the median of 1.80% for banks its size.
As of June 30, 2026, The Haverford Trust Company reported a return on assets of 8.56%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
The Haverford Trust Company ranks as the 94th largest of the 109 banks based in Pennsylvania, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 7.4% to $191.0M, loans rose 21.9% and deposits rose 9.9%. The largest part of its loan book on June 30, 2026 was other consumer loans, at 76.5% of total loans, ahead of all other loans at 12.5%. The FDIC Summary of Deposits lists a single office for it, in Radnor, PA. On its Q2 2026 call report, The Haverford Trust Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 3 Radnor Corporate Ctr, Radnor, PA 19087
- County
- Delaware
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- February 1, 1985
- Former names
- The Haverford Trust Company (2003)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 147
- Domestic deposits
- $128.7M
- Allowance for credit losses
- $279K
- Net charge-offs (YTD)
- $0
- Average total assets
- $180.7M
- Average total loans
- $119.0M
- Average interest-bearing deposits
- $119.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- April 1, 1987
- FDIC Cert
- 26189
- Fed RSSD
- 17110
- SEC CIK
- 1508512 → filed by DREXEL MORGAN & CO.
- Website
- www.haverfordquality.com →
- Parent Holding Company
- DREXEL MORGAN & CO. (RSSD 4046640)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Haverford Trust Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
The Haverford Trust Company's total assets moved between a low of $168.5M (Q1 2024) and a high of $195.6M (Q3 2024) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$191.0M total assets against $183.0M; $150.3M total liabilities against $146.3M.
$129.3M net loans and leases against $110.7M; $128.7M total deposits against $124.2M.
$31.7M securities against $23.9M; $18.4M cash and balances due against $35.7M.
$2.1M total interest income against $2.4M; $1.1M total interest expense against $1.4M.
$977K net interest income against $1.0M.
$18.8M total noninterest income against $17.3M; $15.9M total noninterest expense against $15.3M.
-$10K provision for credit losses against $0.
$3.9M net income against $3.1M.
8.56% return on assets against 6.55%; 2.33% net interest margin against 2.36%.
22.49% tier 1 leverage ratio against 19.70%.
Inside the full The Haverford Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
The Haverford Trust Company rankings
Its closest position to the top of a national ranking is 1 of 3,611, for ROA; its furthest is 3,543 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 6.55% (Q2 2025) to 10.18% (Q4 2025) and its net interest margin ran from 1.80% (Q4 2024) to 2.36% (Q2 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.49% | 8.56% | 0.00% | 0.00% | 2.33% |
| Q1 2026 | 23.02% | 9.01% | 0.00% | 0.00% | 2.19% |
| Q4 2025 | 20.25% | 10.18% | 0.00% | 0.00% | 2.16% |
| Q3 2025 | 20.82% | 7.52% | 0.00% | 0.00% | 2.26% |
| Q2 2025 | 19.70% | 6.55% | 0.00% | 0.00% | 2.36% |
| Q1 2025 | 19.85% | 7.44% | 0.00% | 0.00% | 2.08% |
| Q4 2024 | 17.10% | 7.67% | 0.00% | 0.00% | 1.80% |
| Q3 2024 | 21.40% | 7.93% | 0.00% | 0.00% | 2.16% |
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Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Haverford Trust Company | Radnor , PA | 19087 | $128.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 122 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Haverford Trust Company
What are The Haverford Trust Company's total assets?
As of the Q2 2026 filing, The Haverford Trust Company reported total assets of $191.0 million in its FFIEC call report.
Where is The Haverford Trust Company headquartered?
It is headquartered in Radnor, PA, United States.
When was The Haverford Trust Company founded?
It was established in 1985, per the FDIC institution directory.
Is The Haverford Trust Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26189). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Haverford Trust Company?
The Haverford Trust Company's primary federal regulator is the Federal Reserve.
How many branches does The Haverford Trust Company operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Haverford Trust Company's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was The Haverford Trust Company previously called?
The charter now named The Haverford Trust Company has also operated as The Haverford Trust Company (2003), per FDIC structure-change records.
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