Iron Workers Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Iron Workers Savings Bank is an FDIC-insured savings bank headquartered in Aston, PA, established in 1879 (FDIC certificate 28908), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $217.5M, up 3.7% from Q2 2025, the 91st largest of 109 banks headquartered in Pennsylvania. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.13% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 28908
- Headquarters
- Aston, PA
- Established
- 1879
- Total assets, Q2 2026
- $217.5M
- Assets vs Q2 2025
- +3.7%
- Tier 1 leverage ratio, Q2 2026
- 9.13%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 231371692
- Asset rank in state
- 91st of 109 in Pennsylvania
Iron Workers Savings Bank spends more to run itself than most banks of its size. It reported $217 million in assets at June 30, 2026, up 3.7% from a year earlier. It earns about $0.30 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 85 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Deposits are coming in faster than loans: over the year loans rose 0.8% and deposits rose 5.4%. Unrealized losses on its securities total $3.3 million, equal to 17% of Tier 1 capital, against 20% a year earlier. Its margin is thin by comparison: it keeps 2.78 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.95 cents).
As of June 30, 2026, Iron Workers Savings Bank reported a return on assets of 0.30%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Iron Workers Savings Bank is the 91st largest of the 109 banks headquartered in Pennsylvania. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.2% to $217.5M, loans rose 0.2% and deposits rose 3.3%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 67.6% of total loans, ahead of owner-occupied commercial real estate loans at 14.2%. Its 3 offices in the FDIC Summary of Deposits are in Aston, PA, Media, PA and Chadds Ford, PA; its Aston office books 53% of its branch deposits. On its Q2 2026 call report, Iron Workers Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 3333 Concord Rd, Aston, PA 19014
- County
- Delaware
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1879
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 26
- Domestic deposits
- $191.9M
- Allowance for credit losses
- $960K
- Net charge-offs (YTD)
- $0
- Average total assets
- $214.2M
- Average total loans
- $162.4M
- Average interest-bearing deposits
- $158.7M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 28908
- Fed RSSD
- 45775
- Website
- www.iwsb.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Iron Workers Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Iron Workers Savings Bank's total assets moved between a low of $206.3M (Q3 2023) and a high of $217.5M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 6 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$217.5M total assets against $209.7M; $200.6M total liabilities against $193.7M.
$163.9M net loans and leases against $162.7M; $191.9M total deposits against $182.0M.
$24.7M securities against $26.5M; $18.9M cash and balances due against $10.3M.
$2.4M total interest income against $2.2M; $994K total interest expense against $1.0M.
$1.4M net interest income against $1.1M.
$71K total noninterest income against $68K; $1.3M total noninterest expense against $1.2M.
$17K provision for credit losses against $1K.
$162K net income against $20K.
0.30% return on assets against 0.04%; 2.78% net interest margin against 2.25%.
9.13% tier 1 leverage ratio against 9.18%.
Inside the full Iron Workers Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeIron Workers Savings Bank rankings
Its closest position to the top of a national ranking is 2,864 of 4,196, for total assets; its furthest is 3,522 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.18% (Q1 2025) to 0.32% (Q4 2025) and its net interest margin ran from 1.98% (Q3 2024) to 2.78% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.13% | 0.30% | 0.00% | 0.00% | 2.78% |
| Q1 2026 | 9.08% | 0.14% | 0.00% | 0.00% | 2.58% |
| Q4 2025 | 9.19% | 0.32% | 0.00% | 0.00% | 2.59% |
| Q3 2025 | 9.19% | 0.15% | 0.00% | 0.00% | 2.46% |
| Q2 2025 | 9.18% | 0.04% | 0.02% | 0.17% | 2.25% |
| Q1 2025 | 9.12% | -0.18% | 0.00% | 0.00% | 2.02% |
| Q4 2024 | 8.88% | 0.01% | 0.00% | 0.00% | 2.06% |
| Q3 2024 | 9.01% | -0.02% | 0.00% | 0.00% | 1.98% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Iron Workers Savings Bank (main office) | Aston , PA | 19014 | $102.1M |
| 3 State Rd Branch | Media , PA | 19063 | $51.4M |
| Chadds Ford Branch | Chadds Ford , PA | 19317 | $38.4M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 112 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Iron Workers Savings Bank
What are Iron Workers Savings Bank's total assets?
As of the Q2 2026 filing, Iron Workers Savings Bank reported total assets of $217.5 million in its FFIEC call report.
Where is Iron Workers Savings Bank headquartered?
It is headquartered in Aston, PA, United States.
When was Iron Workers Savings Bank founded?
It was established in 1879, per the FDIC institution directory.
Is Iron Workers Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #28908). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Iron Workers Savings Bank?
Iron Workers Savings Bank's primary federal regulator is the FDIC.
How many branches does Iron Workers Savings Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Iron Workers Savings Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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