Iron Workers Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Equity capital to total assets edged down 0.12 percentage points between Q1 2026 and Q2 2026, to 7.77%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.13% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $19.5M |
| Tier 1 capital | $19.5M |
| Total risk-based capital | — |
| Total equity capital | $16.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.77% |
| Tangible equity to tangible assets | 7.77% |
| Equity capital to average assets | 7.89% |
| Internal capital growth rate | 3.86% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $19.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.20% | 14.20% | 14.92% | 9.30% | $135.7M |
| Q4 2023 | 14.02% | 14.02% | 14.70% | 9.12% | $137.3M |
| Q1 2024 | 14.10% | 14.10% | 14.80% | 9.12% | $135.8M |
| Q2 2024 | 14.10% | 14.10% | 14.79% | 9.04% | $135.7M |
| Q3 2024 | 14.17% | 14.17% | 14.86% | 9.01% | $135.0M |
| Q4 2024 | 14.31% | 14.31% | 15.01% | 8.88% | $133.7M |
| Q1 2025 | 13.26% | 13.26% | 13.91% | 9.12% | $143.6M |
| Q2 2025 | 12.80% | 12.80% | 13.42% | 9.18% | $148.9M |
| Q3 2025 | — | — | — | 9.19% | — |
| Q4 2025 | — | — | — | 9.19% | — |
| Q1 2026 | — | — | — | 9.08% | — |
| Q2 2026 | — | — | — | 9.13% | — |
Iron Workers Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Iron Workers Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Iron Workers Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28908) · FFIEC NIC profile (RSSD 45775)