Iron Workers Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Iron Workers Savings Bank of Aston, PA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.30% | 1.25% | -0.95% | 7th bottom |
| ROAE | 3.85% | 12.22% | -8.37% | 10th bottom |
| Net Interest Margin | 2.78% | 3.95% | -1.17% | 6th bottom |
| Efficiency Ratio | 84.81% | 63.71% | +21.10% | 9th bottom |
| PPNR / Avg Assets | 0.42% | — | — | 6th bottom |
| Yield on Earning Assets | 4.72% | 5.67% | -0.95% | 13th bottom |
| Cost of Funds | 2.04% | 1.87% | +0.17% | 35th below |
| Net Interest Spread | 2.30% | — | — | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.58% | — | — | 4th bottom |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.13% | 11.75% | -2.62% | 14th bottom |
| Equity / Assets | 7.77% | 10.98% | -3.21% | 11th bottom |
| TCE / Tangible Assets | 7.77% | — | — | 13th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.93% | 80.44% | +5.49% | 38th below |
| Core Deposit Ratio | 90.08% | 86.95% | +3.13% | 55th above |
| Wholesale Funding Ratio | 2.31% | — | — | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.70% | — | — | 44th below |
| Loan Growth (Y/Y) | 0.79% | — | — | 25th below |
| Deposit Growth (Y/Y) | 5.44% | — | — | 60th above |
See Iron Workers Savings Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Iron Workers Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Iron Workers Savings Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Iron Workers Savings Bank peer analysis.