Community Bank (Topeka, KS)
BankRegReports is independent of Community Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Community Bank is an FDIC-insured commercial bank headquartered in Topeka, KS, established in 1995 (FDIC certificate 34020), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $188.8M, up 5.1% from Q2 2025, the 100th largest of 182 banks headquartered in Kansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.49% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 34020
- Headquarters
- Topeka, KS
- Established
- 1995
- Total assets, Q2 2026
- $188.8M
- Assets vs Q2 2025
- +5.1%
- Tier 1 leverage ratio, Q2 2026
- 11.49%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 101106751
- Holding company
- COMMUNITY FINANCIAL CORPORATION
- Asset rank in state
- 100th of 182 in Kansas
Community Bank runs leaner than most banks of its size. It reported $189 million in assets at June 30, 2026, up 5.1% from a year earlier. It spends about 42 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also earns about $2.07 a year on every $100 of assets, higher than about three-quarters of banks its size (median $1.28).
As of June 30, 2026, Community Bank reported a return on assets of 2.07%, a nonperforming-loan ratio of 0.22% and a Texas ratio of 1.41%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, Community Bank is the 100th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 4.2% to $188.8M, loans rose 4.1% and deposits rose 4.4%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 47.1% of total loans, followed by non-owner-occupied commercial real estate loans at 17.1%. The FDIC Summary of Deposits lists a single office for it, in Topeka, KS. On its Q2 2026 call report, Community Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 5431 Sw 29th St, Topeka, KS 66614
- County
- Shawnee
- Metro Area
- Topeka, KS
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- May 22, 1995
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 22
- Domestic deposits
- $162.9M
- Allowance for credit losses
- $1.6M
- Net charge-offs (YTD)
- -$2K
- Average total assets
- $182.4M
- Average total loans
- $142.7M
- Average interest-bearing deposits
- $113.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 22, 1995
- FDIC Cert
- 34020
- Fed RSSD
- 2304636
- Website
- www.cbtopeka.bank →
- Parent Holding Company
- COMMUNITY FINANCIAL CORPORATION (RSSD 2254704)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Community Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Community Bank's total assets ranged from $159.1M (Q1 2024) to $192.4M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$188.8M total assets against $179.6M; $168.0M total liabilities against $159.0M.
$144.1M net loans and leases against $135.3M; $162.9M total deposits against $153.0M.
$9.9M securities against $7.3M; $24.6M cash and balances due against $27.4M.
$2.7M total interest income against $2.7M; $717K total interest expense against $701K.
$2.0M net interest income against $2.0M.
$315K total noninterest income against $365K; $1.0M total noninterest expense against $940K.
$59K provision for credit losses against $40K.
$943K net income against $1.0M.
2.07% return on assets against 2.33%; 4.65% net interest margin against 4.68%.
11.49% tier 1 leverage ratio against 11.64%.
Inside the full Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCommunity Bank rankings
Its closest position to the top of a national ranking is 298 of 3,606, for efficiency ratio; its furthest is 3,044 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.97% (Q4 2024) to 2.33% (Q2 2025) and its net interest margin ran from 4.44% (Q1 2025) to 4.83% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.49% | 2.07% | 0.22% | 1.41% | 4.65% |
| Q1 2026 | 10.92% | 2.29% | 0.23% | 1.53% | 4.83% |
| Q4 2025 | 11.41% | 2.32% | 0.26% | 1.50% | 4.83% |
| Q3 2025 | 10.91% | 2.32% | 0.06% | 0.35% | 4.81% |
| Q2 2025 | 11.64% | 2.33% | 0.00% | 0.00% | 4.68% |
| Q1 2025 | 11.05% | 2.16% | 0.00% | 0.01% | 4.44% |
| Q4 2024 | 11.00% | 1.97% | 0.00% | 0.03% | 4.48% |
| Q3 2024 | 10.99% | 2.30% | 0.36% | 2.26% | 4.48% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community Bank (main office) | Topeka , KS | 66614 | $162.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in KS, rank 118 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 126 applications, 117 loans originated, $27.7M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $100K approved, $100K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Community Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Community Bank
What are Community Bank's total assets?
As of the Q2 2026 filing, Community Bank reported total assets of $188.8 million in its FFIEC call report.
Where is Community Bank headquartered?
It is headquartered in Topeka, KS, United States.
When was Community Bank founded?
It was established in 1995, per the FDIC institution directory.
Is Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #34020). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Bank?
Community Bank's primary federal regulator is the Federal Reserve.
How many branches does Community Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community Bank's Texas Ratio?
Its Texas Ratio is 1.41% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Community Bank.
Get an email when Community Bank files its next call report, and benchmark it against any peer you choose.
Unlock Community Bank, freeFree account