Solomon State Bank
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Data as of · sourced from FFIEC call reports. How we update
Solomon State Bank is an FDIC-insured commercial bank headquartered in Solomon, KS, established in 1905 (FDIC certificate 4773), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $182.6M, up 4.5% from Q2 2025, the 103rd largest of 182 banks headquartered in Kansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 19.05% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 4773
- Headquarters
- Solomon, KS
- Established
- 1905
- Total assets, Q2 2026
- $182.6M
- Assets vs Q2 2025
- +4.5%
- Tier 1 leverage ratio, Q2 2026
- 19.05%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 101103974
- Holding company
- SOLOMON BANCSHARES, INC.
- Asset rank in state
- 103rd of 182 in Kansas
Solomon State Bank is one of the more profitable banks of its size. Its balance sheet stood at $183 million at June 30, 2026, up 4.5% from a year earlier; it is based in Solomon, Kansas. It earns about $2.42 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 41 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Net income for the quarter rose 18% from a year earlier, to $1.1 million. Over the same year, loans shrank 2.0% and deposits grew 5.6%. Funding is the softer spot: it pays an average of 2.51% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, Solomon State Bank reported a return on assets of 2.42%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.12%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, Solomon State Bank is the 103rd largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 0.6% to $182.6M, loans fell 0.5% and deposits rose 0.7%. 1-4 family residential loans made up 65.3% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 8.6%. Its 3 offices in the FDIC Summary of Deposits are in Salina, KS, Abilene, KS and Solomon, KS; its Salina office books 41% of its branch deposits. Judged on its Q2 2026 call report, Solomon State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 126 W Main St, Solomon, KS 67480
- County
- Dickinson
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 1, 1905
- Former names
- The Solomon State Bank (1970)
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 19
- Domestic deposits
- $146.8M
- Allowance for credit losses
- $5.1M
- Net charge-offs (YTD)
- -$24K
- Average total assets
- $179.9M
- Average total loans
- $139.6M
- Average interest-bearing deposits
- $130.7M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4773
- Fed RSSD
- 356659
- Parent Holding Company
- SOLOMON BANCSHARES, INC. (RSSD 1063141)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Solomon State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Solomon State Bank's total assets ran between $171.1M (Q4 2023) and $184.7M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$182.6M total assets against $174.7M; $148.5M total liabilities against $140.8M.
$134.8M net loans and leases against $137.5M; $146.8M total deposits against $139.0M.
$33.9M securities against $24.4M; $11.5M cash and balances due against $10.2M.
$2.8M total interest income against $2.7M; $918K total interest expense against $1.0M.
$1.9M net interest income against $1.7M.
$34K total noninterest income against $22K; $777K total noninterest expense against $778K.
No provision recorded in the last 12 quarters.
$1.1M net income against $919K.
2.42% return on assets against 2.10%; 4.16% net interest margin against 3.90%.
19.05% tier 1 leverage ratio against 19.42%.
Inside the full Solomon State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeSolomon State Bank rankings
Its closest position to the top of a national ranking is 193 of 3,611, for ROA; its furthest is 3,214 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.91% (Q3 2025) to 2.47% (Q4 2024) and its net interest margin ran from 3.88% (Q4 2025) to 4.16% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 19.05% | 2.42% | 0.00% | 0.12% | 4.16% |
| Q1 2026 | 18.81% | 2.12% | 0.00% | 0.34% | 3.98% |
| Q4 2025 | 18.46% | 2.30% | 0.07% | 0.51% | 3.88% |
| Q3 2025 | 19.45% | 1.91% | 0.07% | 0.53% | 3.93% |
| Q2 2025 | 19.42% | 2.10% | 0.00% | 0.28% | 3.90% |
| Q1 2025 | 19.49% | 2.00% | 0.06% | 0.51% | 3.96% |
| Q4 2024 | 19.57% | 2.47% | 0.02% | 0.21% | 3.96% |
| Q3 2024 | 19.73% | 2.08% | 0.01% | 0.14% | 3.91% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Salina Branch | Salina , KS | 67401 | $60.9M |
| Abilene Branch | Abilene , KS | 67410 | $52.6M |
| The Solomon State Bank | Solomon , KS | 67480 | $33.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 13, 1990 | Structure Change | Acquired Peoples Heritage Savings, a Federal Savings and Loan Associatin Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in KS, rank 129 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $50K approved, $50K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1996 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Solomon State Bank
What are Solomon State Bank's total assets?
As of the Q2 2026 filing, Solomon State Bank reported total assets of $182.6 million in its FFIEC call report.
Where is Solomon State Bank headquartered?
It is headquartered in Solomon, KS, United States.
When was Solomon State Bank founded?
It was established in 1905, per the FDIC institution directory.
Is Solomon State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4773). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Solomon State Bank?
Solomon State Bank's primary federal regulator is the FDIC.
How many branches does Solomon State Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Solomon State Bank's Texas Ratio?
Its Texas Ratio is 0.12% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Solomon State Bank previously called?
The charter now named Solomon State Bank has also operated as The Solomon State Bank (1970), per FDIC structure-change records.
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