Solomon State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.18 percentage points from Q1 2026 to Q2 2026, ending at 4.16% against 3.98%. It was the largest change among the key lines on this page. Within Kansas, Solomon State Bank is 64th of 182 on net interest margin, 4.16% as of Q2 2026, above the middle of the field. Solomon State Bank reported 4.16% on net interest margin for Q2 2026, 0.21 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.19% |
| Yield on loans | 6.89% |
| Yield on securities | 3.84% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.51% |
| Cost of interest-bearing deposits | 2.75% |
| Cost of interest-bearing liabilities | 2.77% |
| Cost of borrowings | 4.62% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.16% |
| Yield to cost spread | 3.42% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.4M |
| Total interest expense | $918K |
| Interest expense on deposits | $905K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.23% | 1.72% | 3.85% | 5.65% | 2.89% |
| Q4 2023 | 5.50% | 2.06% | 3.86% | 5.84% | 3.78% |
| Q1 2024 | 5.58% | 2.28% | 3.75% | 5.90% | 3.99% |
| Q2 2024 | 5.85% | 2.44% | 3.89% | 6.08% | 4.82% |
| Q3 2024 | 5.98% | 2.60% | 3.91% | 6.23% | 4.78% |
| Q4 2024 | 6.05% | 2.63% | 3.96% | 6.36% | 4.59% |
| Q1 2025 | 6.01% | 2.56% | 3.96% | 6.35% | 4.42% |
| Q2 2025 | 6.20% | 2.86% | 3.90% | 6.56% | 4.43% |
| Q3 2025 | 6.17% | 2.80% | 3.93% | 6.72% | 4.12% |
| Q4 2025 | 6.19% | 2.90% | 3.88% | 6.84% | 4.03% |
| Q1 2026 | 6.08% | 2.61% | 3.98% | 6.73% | 3.87% |
| Q2 2026 | 6.19% | 2.51% | 4.16% | 6.89% | 3.84% |
Solomon State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Solomon State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Solomon State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4773) · FFIEC NIC profile (RSSD 356659)