Solomon State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Solomon State Bank of Solomon, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.42% | 1.34% | +1.08% | 93rd top |
| ROAE Behind the peer average, ahead of the median peer. | 12.76% | 13.32% | -0.56% | 53rd above |
| Net Interest Margin | 4.16% | 3.93% | +0.23% | 62nd above |
| Efficiency Ratio | 40.52% | 61.13% | -20.61% | 95th top |
| PPNR / Avg Assets | 2.53% | 1.68% | +0.85% | 90th top |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 2.51% | 1.88% | +0.63% | 15th bottom |
| Net Interest Spread | 3.42% | 3.32% | +0.10% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 82nd top |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 93rd top |
| ACL / Total Loans | 3.66% | 1.28% | +2.38% | 99th top |
| Texas Ratio | 0.12% | 7.34% | -7.22% | 87th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 19.05% | 12.14% | +6.91% | 95th top |
| Equity / Assets | 18.69% | 11.36% | +7.33% | 95th top |
| TCE / Tangible Assets | 18.69% | 11.08% | +7.61% | 95th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.27% | 80.66% | +14.61% | 18th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.58% | 86.85% | +1.73% | 47th below |
| Wholesale Funding Ratio | 0.55% | 5.04% | -4.49% | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.54% | 6.84% | -2.30% | 51st above |
| Loan Growth (Y/Y) | -2.01% | 7.92% | -9.93% | 15th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.60% | 6.29% | -0.69% | 61st above |
See Solomon State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Solomon State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Solomon State Bank profile, how to read a UBPR, or how this data updates.