Solomon State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 1.25 percentage points lower than in Q1 2026, at 18.57%. Among 182 Kansas banks, Solomon State Bank sits 13th from the top on return on assets, 2.42% as of Q2 2026. Solomon State Bank's return on assets of 2.42% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.17 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 19.05% |
| Equity capital to assets | 18.69% |
| Tangible equity to tangible assets | 18.69% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.03% |
| Net charge-off ratio | -0.03% |
| Texas ratio | 0.12% |
| Allowance for credit losses to loans | 3.66% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.42% |
| Return on equity | 12.76% |
| Net interest margin | 4.16% |
| Efficiency ratio | 40.52% |
| Yield on earning assets | 6.19% |
| Cost of funds | 2.51% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.27% |
| Core deposits to total deposits | 88.58% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 80.39% |
| Securities to assets | 18.57% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 19.27% | 2.14% | 3.85% | 0.00% | -0.06% |
| Q4 2023 | 19.36% | 2.25% | 3.86% | 0.00% | -0.06% |
| Q1 2024 | 19.35% | 2.11% | 3.75% | 0.02% | -0.06% |
| Q2 2024 | 19.43% | 1.79% | 3.89% | 0.02% | -0.09% |
| Q3 2024 | 19.73% | 2.08% | 3.91% | 0.00% | -0.22% |
| Q4 2024 | 19.57% | 2.47% | 3.96% | 0.00% | 0.59% |
| Q1 2025 | 19.49% | 2.00% | 3.96% | 0.00% | 0.02% |
| Q2 2025 | 19.42% | 2.10% | 3.90% | 0.00% | -0.84% |
| Q3 2025 | 19.45% | 1.91% | 3.93% | 0.07% | -0.07% |
| Q4 2025 | 18.46% | 2.30% | 3.88% | 0.07% | 0.12% |
| Q1 2026 | 18.81% | 2.12% | 3.98% | 0.00% | -0.03% |
| Q2 2026 | 19.05% | 2.42% | 4.16% | 0.00% | -0.03% |
Solomon State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Solomon State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Solomon State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4773) · FFIEC NIC profile (RSSD 356659)