Lasalle State Bank
Asset quality shifted last quarter — NPLs rose to 2.18% from 0.08% in the prior period. Lasalle State Bank is a locally rooted FDIC-insured community bank based in Lasalle, IL, during the post-Reconstruction banking expansion. As of Q1 2026, the bank held approximately $185M in total assets and $154M in deposits. Profitability runs below industry average — 0.49% ROA, 8.21% ROE, with NIM at 2.72%. Capital cushions are healthy: 16.73% CET1, 9.00% Tier 1 leverage. Asset quality merits closer attention with NPLs at 2.18%. 3 branches make up the footprint.
Headquarters Profile
- Address
- 654 1st St, LASALLE, IL 61301
- County
- Lasalle
- Metro Area
- OTTAWA, IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- August 21, 1894
- Branches
- 3 domestic
- Employees (FTE)
- 28
- FDIC Cert
- 12410
- Fed RSSD
- 956134
- Website
- www.elsb.com →
- Parent Holding Company
- LSBANCORP, INC. (RSSD 1926228)
Capital & Liquidity
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Lasalle State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Lasalle State Bank
What are Lasalle State Bank's total assets?
As of the Q1 2026 filing, Lasalle State Bank reported total assets of $184.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Lasalle State Bank headquartered?
Lasalle State Bank is headquartered in LASALLE, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Lasalle State Bank founded?
Lasalle State Bank was established in 1894, per the FDIC institution directory.
Is Lasalle State Bank FDIC-insured?
Yes. Lasalle State Bank is an FDIC-insured commercial bank (FDIC Certificate #12410). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Lasalle State Bank?
Lasalle State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Lasalle State Bank's CET1 capital ratio?
Lasalle State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 16.73% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Lasalle State Bank operate?
Lasalle State Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Lasalle State Bank's Texas Ratio?
Lasalle State Bank's Texas Ratio is 14.98% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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