State Bank of Bement
Operating from Bement, IL, State Bank of Bement serves its local market as an FDIC-insured commercial bank. On its most recent Q1 2026 call report, State Bank of Bement reported $185M in total assets against $166M in deposits. Returns are in line with industry norms at 0.71% ROA and 7.38% ROE; net interest margin is 3.86%. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.91% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.17% NPLs and a 1.41% Texas Ratio. It operates 4 branches, primarily in Illinois.
Headquarters Profile
- Address
- 180 E Bodman St, BEMENT, IL 61813
- County
- Piatt
- Metro Area
- CHAMPAIGN-URBANA, IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- January 17, 1914
- Branches
- 4 domestic
- Employees (FTE)
- 30
- FDIC Cert
- 10855
- Fed RSSD
- 439730
- Website
- www.bankbement.com →
- Parent Holding Company
- BEMENT BANCSHARES, INC. (RSSD 1205923)
Capital & Liquidity
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State Bank of Bement rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
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Frequently asked about State Bank of Bement
What are State Bank of Bement's total assets?
As of the Q1 2026 filing, State Bank of Bement reported total assets of $185.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is State Bank of Bement headquartered?
State Bank of Bement is headquartered in BEMENT, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was State Bank of Bement founded?
State Bank of Bement was established in 1914, per the FDIC institution directory.
Is State Bank of Bement FDIC-insured?
Yes. State Bank of Bement is an FDIC-insured commercial bank (FDIC Certificate #10855). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Bank of Bement?
State Bank of Bement's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does State Bank of Bement operate?
State Bank of Bement operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is State Bank of Bement's Texas Ratio?
State Bank of Bement's Texas Ratio is 1.41% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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