Lnb Community Bank
Lnb Community Bank is a locally rooted FDIC-insured community bank based in Lynnville, IN, in the years before the Federal Reserve System's founding. The Q1 2026 balance sheet stands at $185M in assets, including $140M in loans. Profitability is strong — 1.48% ROA, paired with 15.78% ROE and a 4.00% net interest margin. Regulatory capital is solid — 15.18% CET1 and 16.43% total risk-based capital ratio. Asset quality is pristine — 0.24% NPLs and a 1.79% Texas Ratio. It operates 4 branches, primarily in Indiana.
Headquarters Profile
- Address
- 215 N Main St, LYNNVILLE, IN 47619
- County
- Warrick
- Metro Area
- EVANSVILLE, IN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- September 1, 1907
- Branches
- 4 domestic
- Employees (FTE)
- 40
- FDIC Cert
- 4398
- Fed RSSD
- 176642
- Website
- www.lnbbanking.com →
- Parent Holding Company
- LNB COMMUNITY BANCORP (RSSD 2807007)
Capital & Liquidity
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Lnb Community Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- FailureFailure / assisted resolutionFDIC FAILURES
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
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Frequently asked about Lnb Community Bank
What are Lnb Community Bank's total assets?
As of the Q1 2026 filing, Lnb Community Bank reported total assets of $184.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Lnb Community Bank headquartered?
Lnb Community Bank is headquartered in LYNNVILLE, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Lnb Community Bank founded?
Lnb Community Bank was established in 1907, per the FDIC institution directory.
Is Lnb Community Bank FDIC-insured?
Yes. Lnb Community Bank is an FDIC-insured commercial bank (FDIC Certificate #4398). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Lnb Community Bank?
Lnb Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Lnb Community Bank's CET1 capital ratio?
Lnb Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.18% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Lnb Community Bank operate?
Lnb Community Bank operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Lnb Community Bank's Texas Ratio?
Lnb Community Bank's Texas Ratio is 1.79% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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