Bank Comparison
Bank of the West, the vs Lasalle State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
17 · 6
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Bank of the West, the | Lasalle State Bank |
|---|---|---|
| CET1 Ratio | 11.97% | 16.73% |
| Tier 1 Capital Ratio | 11.97% | 16.73% |
| Total Capital Ratio | 13.22% | 17.84% |
| Tier 1 Leverage Ratio | 10.97% | 9.00% |
| Equity / Assets | 10.68% | 6.14% |
Profitability
| Metric | Bank of the West, the | Lasalle State Bank |
|---|---|---|
| Return on Assets (ROA) | 2.18% | 0.49% |
| Return on Equity (ROE) | 18.85% | 8.21% |
| Net Interest Margin (NIM) | 4.71% | 2.72% |
| Yield on Earning Assets | 6.74% | 4.35% |
| Cost of Funds | 2.27% | 1.73% |
Asset quality
| Metric | Bank of the West, the | Lasalle State Bank |
|---|---|---|
| Texas Ratio | 13.59% | 14.98% |
| Non-Performing Loan Ratio | 2.06% | 2.18% |
| Non-Performing Asset Ratio | 1.63% | 1.01% |
| Net Charge-Off Ratio | -0.01% | 0.00% |
| ACL / Loans | 1.61% | 1.27% |
Balance sheet
| Metric | Bank of the West, the | Lasalle State Bank |
|---|---|---|
| Total Assets | $184,503K | $184,593K |
| Total Deposits | $163,511K | $154,148K |
| Total Loans | $145,910K | $85,436K |
| Total Equity | $19,710K | $11,327K |
| Net Income (quarter) | $981 | $232 |
Liquidity & funding
| Metric | Bank of the West, the | Lasalle State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 89.24% | 55.42% |
| Core Deposit Ratio | 90.60% | 79.69% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of the West, the | Lasalle State Bank |
|---|---|---|
| Headquarters City | THOMAS | LASALLE |
| Headquarters State | OK | IL |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 3 |
| Employees (FTE) | 30 | 28 |
| Established | Oct. 19, 1984, midnight | Aug. 21, 1894, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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