Danville State Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Danville State Savings Bank is an FDIC-insured commercial bank headquartered in New London, IA, established in 1899 (FDIC certificate 14772), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $182.6M, up 3.1% from Q2 2025, the 152nd largest of 225 banks headquartered in Iowa. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.38% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 14772
- Headquarters
- New London, IA
- Established
- 1899
- Total assets, Q2 2026
- $182.6M
- Assets vs Q2 2025
- +3.1%
- Tier 1 leverage ratio, Q2 2026
- 12.38%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 073912756
- Latest call report
- Q2 2026, FFIEC 051 · Danville State Savings Bank call report
- Holding company
- DANVILLE BANCSHARES, INC.
- Asset rank in state
- 152nd of 225 in Iowa
Danville State Savings Bank, based in New London, Iowa, reported $183 million in assets at June 30, 2026, up 3.1% from a year earlier. It keeps 3.12 cents of net interest income on every dollar of earning assets, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). It also carries problem assets equal to 12.8% of the capital and reserves that would absorb them, 4.8 times the median of 2.6% for banks its size.
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 2.27% of loans from 3.90%. Earnings jumped: net income for the quarter was $446,000, 42% above the same quarter a year earlier. Profitability lags: it returns 7.9% a year on shareholders' equity, lower than about three-quarters of banks its size (median 12.5%).
As of June 30, 2026, Danville State Savings Bank reported a return on assets of 0.96%, a nonperforming-loan ratio of 2.27% and a Texas ratio of 12.77%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Danville State Savings Bank is the 152nd largest of the 225 banks headquartered in Iowa. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.4% to $182.6M, loans rose 0.3% and deposits fell 0.7%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 51.2% of total loans, followed by farmland and other real estate loans at 13.8%. Its 2 offices in the FDIC Summary of Deposits are in Danville, IA and New London, IA; its Danville office books 69% of its branch deposits. By the capital ratios in its Q2 2026 call report, Danville State Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 102 S Walnut St, New London, IA 52645
- County
- Henry
- Metro Area
- Burlington, IA-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 051
- Established
- January 1, 1899
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 41
- Domestic deposits
- $159.0M
- Allowance for credit losses
- $994K
- Net charge-offs (YTD)
- $601K
- Average total assets
- $185.1M
- Average total loans
- $107.6M
- Average interest-bearing deposits
- $135.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 1, 1934
- FDIC Cert
- 14772
- Fed RSSD
- 223845
- Website
- http://www.danvillebank.com →
- Parent Holding Company
- DANVILLE BANCSHARES, INC. (RSSD 1250464)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Danville State Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Danville State Savings Bank's total assets ranged from $170.9M (Q3 2023) to $183.3M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$182.6M total assets against $177.2M; $159.9M total liabilities against $155.1M.
$105.9M net loans and leases against $105.4M; $159.0M total deposits against $154.1M.
$59.2M securities against $53.9M; $9.0M cash and balances due against $10.4M.
$2.1M total interest income against $1.8M; $717K total interest expense against $707K.
$1.3M net interest income against $1.1M.
$605K total noninterest income against $598K; $1.4M total noninterest expense against $1.3M.
$130K provision for credit losses against $60K.
$446K net income against $314K.
0.96% return on assets against 0.70%; 3.12% net interest margin against 2.64%.
12.38% tier 1 leverage ratio against 12.45%.
Inside the full Danville State Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeDanville State Savings Bank rankings
Its closest position to the top of a national ranking is 426 of 3,640, for Texas Ratio; its furthest is 3,084 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.30% (Q4 2024) to 0.96% (Q2 2026) and its net interest margin ran from 2.50% (Q4 2024) to 3.12% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.38% | 0.96% | 2.27% | 12.77% | 3.12% |
| Q1 2026 | 12.21% | 0.78% | 2.47% | 13.23% | 2.86% |
| Q4 2025 | 12.62% | 0.51% | 2.45% | 13.30% | 2.90% |
| Q3 2025 | 12.56% | 0.94% | 2.80% | 15.27% | 2.88% |
| Q2 2025 | 12.45% | 0.70% | 3.90% | 18.43% | 2.64% |
| Q1 2025 | 12.21% | 0.57% | 4.15% | 19.57% | 2.56% |
| Q4 2024 | 13.09% | 0.30% | 2.71% | 12.50% | 2.50% |
| Q3 2024 | 13.00% | 0.50% | 2.24% | 10.90% | 2.51% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Danville Branch | Danville , IA | 52623 | $109.5M |
| Danville State Savings Bank (main office) | New London , IA | 52645 | $49.4M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in IA, rank 164 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $126K approved, $126K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2002 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Danville State Savings Bank
What are Danville State Savings Bank's total assets?
As of the Q2 2026 filing, Danville State Savings Bank reported total assets of $182.6 million in its FFIEC call report.
Where is Danville State Savings Bank headquartered?
It is headquartered in New London, IA, United States.
When was Danville State Savings Bank founded?
It was established in 1899, per the FDIC institution directory.
Is Danville State Savings Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #14772). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Danville State Savings Bank?
Danville State Savings Bank's primary federal regulator is the FDIC.
How many branches does Danville State Savings Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Danville State Savings Bank's Texas Ratio?
Its Texas Ratio is 12.77% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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