Bellevue State Bank
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Data as of · sourced from FFIEC call reports. How we update
Bellevue State Bank is an FDIC-insured commercial bank headquartered in Bellevue, IA, established in 1934 (FDIC certificate 14415), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $187.7M, up 8.6% from Q2 2025, the 150th largest of 225 banks headquartered in Iowa. It reports no CET1 ratio; its Tier 1 leverage ratio was 14.32% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 14415
- Headquarters
- Bellevue, IA
- Established
- 1934
- Total assets, Q2 2026
- $187.7M
- Assets vs Q2 2025
- +8.6%
- Tier 1 leverage ratio, Q2 2026
- 14.32%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 073920395
- Holding company
- BELLEVUE BANCORPORATION, INC.
- Asset rank in state
- 150th of 225 in Iowa
Bellevue State Bank runs leaner than most banks of its size. Its balance sheet stood at $188 million at June 30, 2026, up 8.6% from a year earlier; it is based in Bellevue, Iowa. It spends about 34 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also earns about $2.15 a year on every $100 of assets, higher than about three-quarters of banks its size (median $1.28).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.16% of loans from 0.76%. Net income for the quarter rose 25% from a year earlier, to $1.0 million.
As of June 30, 2026, Bellevue State Bank reported a return on assets of 2.15%, a nonperforming-loan ratio of 0.16% and a Texas ratio of 0.78%. The figures come from its call report filed with the FFIEC.
Of the 225 banks headquartered in Iowa, Bellevue State Bank is the 150th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 3.7% to $187.7M, loans rose 2.8% and deposits rose 3.4%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 22.7% of total loans, followed by farmland and other real estate loans at 22.4%. The FDIC Summary of Deposits lists a single office for it, in Bellevue, IA. On its Q2 2026 call report, Bellevue State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 200 S 2nd St, Bellevue, IA 52031
- County
- Jackson
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1934
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 14
- Domestic deposits
- $156.5M
- Allowance for credit losses
- $1.6M
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $187.2M
- Average total loans
- $125.7M
- Average interest-bearing deposits
- $125.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 31, 1934
- FDIC Cert
- 14415
- Fed RSSD
- 178244
- Parent Holding Company
- BELLEVUE BANCORPORATION, INC. (RSSD 1201505)
- Ultimate Parent
- RSSD 2307310
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bellevue State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bellevue State Bank's total assets ran between $149.2M (Q3 2023) and $188.5M (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$187.7M total assets against $172.7M; $162.2M total liabilities against $150.4M.
$126.6M net loans and leases against $116.8M; $156.5M total deposits against $149.5M.
$34.6M securities against $26.8M; $22.0M cash and balances due against $24.7M.
$2.6M total interest income against $2.2M; $812K total interest expense against $773K.
$1.8M net interest income against $1.4M.
$134K total noninterest income against $123K; $647K total noninterest expense against $703K.
No provision recorded in the last 12 quarters.
$1.0M net income against $804K.
2.15% return on assets against 1.91%; 3.81% net interest margin against 3.34%.
14.32% tier 1 leverage ratio against 14.39%.
Inside the full Bellevue State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBellevue State Bank rankings
Its closest position to the top of a national ranking is 83 of 3,606, for efficiency ratio; its furthest is 2,812 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.60% (Q4 2024) to 2.26% (Q1 2026) and its net interest margin ran from 3.26% (Q4 2024) to 3.81% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.32% | 2.15% | 0.16% | 0.78% | 3.81% |
| Q1 2026 | 13.99% | 2.26% | 0.25% | 1.19% | 3.62% |
| Q4 2025 | 13.89% | 2.17% | 0.25% | 1.26% | 3.57% |
| Q3 2025 | 14.44% | 1.93% | 0.47% | 2.16% | 3.49% |
| Q2 2025 | 14.39% | 1.91% | 0.76% | 3.74% | 3.34% |
| Q1 2025 | 14.27% | 1.89% | 0.88% | 4.40% | 3.30% |
| Q4 2024 | 13.96% | 1.60% | 0.63% | 3.57% | 3.26% |
| Q3 2024 | 14.47% | 1.81% | 0.44% | 2.28% | 3.27% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bellevue State Bank (main office) | Bellevue , IA | 52031 | $156.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in IA, rank 165 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $350K approved, $350K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2015 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bellevue State Bank
What are Bellevue State Bank's total assets?
As of the Q2 2026 filing, Bellevue State Bank reported total assets of $187.7 million in its FFIEC call report.
Where is Bellevue State Bank headquartered?
It is headquartered in Bellevue, IA, United States.
When was Bellevue State Bank founded?
It was established in 1934, per the FDIC institution directory.
Is Bellevue State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #14415). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bellevue State Bank?
Bellevue State Bank's primary federal regulator is the FDIC.
How many branches does Bellevue State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bellevue State Bank's Texas Ratio?
Its Texas Ratio is 0.78% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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