Bellevue State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 18.2% higher than in Q1 2026, at $22.0M. Bellevue State Bank ranks 115th of 225 Iowa banks on loan-to-deposit ratio, in the lower half at 81.89% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio; Bellevue State Bank reported 81.89% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $56.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $4.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.48% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.89% |
| Net loans and leases to deposits | 80.89% |
| Loans and leases to core deposits | 87.39% |
| Core deposits to total deposits | 93.70% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.29% | 93.81% | $0 | $21K |
| Q4 2023 | 85.17% | 93.73% | $0 | $2.0M |
| Q1 2024 | 86.12% | 93.71% | $0 | $20K |
| Q2 2024 | 81.57% | 91.66% | $0 | $20K |
| Q3 2024 | 84.66% | 89.99% | $0 | $14K |
| Q4 2024 | 85.01% | 95.06% | $0 | $5.3M |
| Q1 2025 | 78.61% | 95.28% | $0 | $14K |
| Q2 2025 | 79.20% | 94.63% | $0 | $14K |
| Q3 2025 | 79.46% | 94.02% | $0 | $7K |
| Q4 2025 | 79.74% | 94.01% | $0 | $5.0M |
| Q1 2026 | 82.36% | 93.62% | $0 | $4.3M |
| Q2 2026 | 81.89% | 93.70% | $0 | $4.7M |
Bellevue State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bellevue State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bellevue State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14415) · FFIEC NIC profile (RSSD 178244)