Bellevue State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bellevue State Bank of Bellevue, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.15% | 1.25% | +0.90% | 89th top |
| ROAE | 16.12% | 12.22% | +3.90% | 71st above |
| Net Interest Margin | 3.81% | 3.95% | -0.14% | 42nd below |
| Efficiency Ratio | 33.97% | 63.71% | -29.74% | 98th top |
| PPNR / Avg Assets | 2.68% | — | — | 92nd top |
| Yield on Earning Assets | 5.56% | 5.67% | -0.11% | 48th below |
| Cost of Funds | 2.05% | 1.87% | +0.18% | 34th below |
| Net Interest Spread | 3.05% | — | — | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.16% | 0.88% | -0.72% | 68th above |
| NPA / Total Assets | 0.11% | — | — | 69th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.22% | — | — | 53rd above |
| ACL / NPLs (Coverage) | 741.23% | — | — | 78th top |
| Texas Ratio | 0.78% | 5.96% | -5.18% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.32% | 11.75% | +2.57% | 83rd top |
| Equity / Assets | 13.56% | 10.98% | +2.58% | 82nd top |
| TCE / Tangible Assets | 13.56% | — | — | 83rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.89% | 80.44% | +1.45% | 48th below |
| Core Deposit Ratio | 93.70% | 86.95% | +6.75% | 78th top |
| Wholesale Funding Ratio | 2.48% | — | — | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.64% | — | — | 78th top |
| Loan Growth (Y/Y) | 8.27% | — | — | 66th above |
| Deposit Growth (Y/Y) | 4.72% | — | — | 55th above |
See Bellevue State Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bellevue State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bellevue State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bellevue State Bank peer analysis.