Danville State Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Danville State Savings Bank of New London, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.96% | 1.35% | -0.39% | 31st below |
| ROAE | 7.92% | 12.06% | -4.14% | 24th bottom |
| Net Interest Margin | 3.12% | 3.90% | -0.78% | 13th bottom |
| Efficiency Ratio | 65.45% | 63.15% | +2.30% | 38th below |
| PPNR / Avg Assets | 1.29% | 1.64% | -0.35% | 33rd below |
| Yield on Earning Assets | 4.71% | 5.65% | -0.94% | 14th bottom |
| Cost of Funds | 1.79% | 1.85% | -0.06% | 51st above |
| Net Interest Spread | 2.59% | 3.35% | -0.76% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.24% | 0.92% | +1.32% | 11th bottom |
| NPA / Total Assets | 1.60% | 0.67% | +0.93% | 11th bottom |
| NCO / Avg Loans | 2.18% | 0.14% | +2.04% | 1st bottom |
| ACL / Total Loans | 0.93% | 1.28% | -0.35% | 19th bottom |
| ACL / NPLs (Coverage) | 41.50% | 1645.82% | -1604.32% | 7th bottom |
| Texas Ratio | 12.77% | 7.15% | +5.62% | 16th bottom |
| Provision / NCO | 36.27% | 1189.90% | -1153.63% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.38% | 12.46% | -0.08% | 69th above |
| Equity / Assets | 12.44% | 11.67% | +0.77% | 74th above |
| TCE / Tangible Assets | 12.14% | 11.40% | +0.74% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.25% | 78.65% | -11.40% | 75th top |
| Core Deposit Ratio | 89.93% | 87.09% | +2.84% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.08% | 6.48% | -3.40% | 40th below |
| Loan Growth (Y/Y) | 0.28% | 7.64% | -7.36% | 24th bottom |
| Deposit Growth (Y/Y) | 3.15% | 6.02% | -2.87% | 44th below |
See Danville State Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Danville State Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Danville State Savings Bank profile, how to read a UBPR, or how this data updates.