Danville State Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 36.8% lower than in Q1 2026, at $4.1M. Danville State Savings Bank ranks 173rd of 225 Iowa banks on loan-to-deposit ratio, in the lower half at 67.25% (Q2 2026). Danville State Savings Bank reported 67.25% on loan-to-deposit ratio for Q2 2026, 13.59 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $68.2M |
| Fed funds sold and reverse repos | $4.1M |
| Fed funds sold and reverse repos to assets | 2.25% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.25% |
| Net loans and leases to deposits | 66.62% |
| Loans and leases to core deposits | 74.78% |
| Core deposits to total deposits | 89.93% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 69.11% | 91.93% | $0 | $0 |
| Q4 2023 | 68.80% | 91.39% | $0 | $0 |
| Q1 2024 | 69.06% | 91.70% | $0 | $0 |
| Q2 2024 | 68.73% | 91.45% | $0 | $0 |
| Q3 2024 | 69.38% | 90.92% | $0 | $0 |
| Q4 2024 | 68.24% | 90.31% | $0 | $0 |
| Q1 2025 | 68.48% | 90.59% | $0 | $0 |
| Q2 2025 | 69.17% | 90.79% | $0 | $0 |
| Q3 2025 | 70.87% | 90.77% | $0 | $0 |
| Q4 2025 | 69.71% | 90.49% | $0 | $0 |
| Q1 2026 | 66.63% | 90.16% | $0 | $0 |
| Q2 2026 | 67.25% | 89.93% | $0 | $0 |
Danville State Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Danville State Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Danville State Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14772) · FFIEC NIC profile (RSSD 223845)