Atkins Savings Bank & Trust
Atkins Savings Bank & Trust is a locally rooted FDIC-insured community bank based in Atkins, IA. The Q1 2026 balance sheet stands at $172M in assets, including $124M in loans. The bank posts a strong 1.55% ROA and 17.25% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.59% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.17% NPLs and a 2.40% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 97 Main Ave, ATKINS, IA 52206
- County
- Benton
- Metro Area
- CEDAR RAPIDS, IA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- April 15, 1915
- Branches
- 1 domestic
- Employees (FTE)
- 12
- FDIC Cert
- 9096
- Fed RSSD
- 739346
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Atkins Savings Bank & Trust rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Atkins Savings Bank & Trust
What are Atkins Savings Bank & Trust's total assets?
As of the Q1 2026 filing, Atkins Savings Bank & Trust reported total assets of $172.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Atkins Savings Bank & Trust headquartered?
Atkins Savings Bank & Trust is headquartered in ATKINS, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Atkins Savings Bank & Trust founded?
Atkins Savings Bank & Trust was established in 1915, per the FDIC institution directory.
Is Atkins Savings Bank & Trust FDIC-insured?
Yes. Atkins Savings Bank & Trust is an FDIC-insured commercial bank (FDIC Certificate #9096). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Atkins Savings Bank & Trust?
Atkins Savings Bank & Trust's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Atkins Savings Bank & Trust operate?
Atkins Savings Bank & Trust operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Atkins Savings Bank & Trust's Texas Ratio?
Atkins Savings Bank & Trust's Texas Ratio is 2.40% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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